Authorisation API for V2.x (2.1)

The Berlin Group - A European Standards Initiative | info@: info@berlin-group.org | URL: https://www.berlin-group.org/

License: Creative Commons Attribution 4.0 International Public License

The Authorisation API provides services for managing Strong Customer Authentication (SCA) authorisation processes for various resource types including consents, payments, and other financial services. The API supports starting authorisation processes, updating PSU data, and checking authorisation status in compliance with PSD2 and EBA-RTS requirements.

Update PSU data

PUT /v2/{resource-path}/{resourceId}/{authorisation-category}/{authorisationId}

Updates the addressed authorisation sub-resource data on the server by PSU data if requested by the ASPSP.

Path parameters

Parameter	Type	Description
resource-path	string , required	This resource path can be a one-level parameter {service} or a two-level parameter {service}/{product-type}, where * {service} stands for the service type of the related business transaction, e.g. /payments or /consents source. * {product-type} stands for the product-type of the related business transaction where applicable, e.g. sepa-credit-transfers in the case of payments or account-access in case of consents. Example: `consents/account-access`
resourceId	string , required	Resource identification of the related payment initiation, signing basket, consent, subscription or other related business transaction resource. Example: `1234-resource-567` Allowed length: max: 70
authorisation-category	string , required	The following two categories are supported: * authorisations: used in case of an authorisation of the related business transaction. * cancellation-authorisations: used in case of the cancellation authorisation of the related business transaction. Used only if applicable to the addressed {service} Allowed values: authorisations, cancellation-authorisations Example: `authorisations`
authorisationId	string , required	Resource identification of the related SCA. Example: `123auth456` Allowed length: max: 70

Header parameters

Header	Type	Description
PSU-IP-Address	string , optional	IP address of the PSU's device as forwarded by the TPP. If unavailable, use the IP address the TPP used for this request. Example: `192.168.8.78` Format: ipv4
PSU-IP-Port	string , optional	The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. Example: `1234`
PSU-Accept	string , optional	The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. Example: `application/json`
PSU-Accept-Charset	string , optional	The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. Example: `*`
PSU-Accept-Encoding	string , optional	The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. Example: `*`
PSU-Accept-Language	string , optional	The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. Example: `en-gb,en;0.8`
PSU-User-Agent	string , optional	The forwarded Agent header field of the HTTP request between PSU and TPP, if available. Example: `Mozilla/5.0 (Windows NT 10.0; WOW64; rv:54.0) Gecko/20100101 Firefox/54.0`
PSU-Http-Method	string , optional	HTTP method used at the PSU ? TPP interface, if available. Valid values are: * GET * POST * PUT * PATCH * DELETE Allowed values: GET, POST, PUT, PATCH, DELETE Example: `GET`
PSU-Device-ID	string , optional	UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID needs to be unaltered until removal from device. Example: `99435c7e-ad88-49ec-a2ad-99ddcb1f5555` Format: uuid
PSU-Geo-Location	string , optional	The forwarded Geo Location of the corresponding http request between PSU and TPP if available. Example: `GEO:52.506931;13.144558` Pattern: ^GEO:-?[0-9]{1,2}\.[0-9]{6};-?[0-9]{1,3}\.[0-9]{6}$
Digest	string , optional	Integrity hash of the request body in the form `SHA-256=<base64>`. For an empty body, use the hash of an empty string. See Signing requests for how the Digest and signature are built. Example: `SHA-256=hl1/Eps8BEQW58FJhDApwJXjGY4nr1ArGDHIT25vq6A=`
x-jws-signature	string , optional	Detached JSON Web Signature over the signed request headers and body. See Signing requests for how it is constructed.
X-Request-ID	string , required	Unique ID of the request, set by the initiating party and echoed back in the response. Example: `99391c7e-ad88-49ec-a2ad-99ddcb1f7721` Format: uuid
Body-Sig-Profile	string , optional	Indicates the signature profile used for signing (parts of) the body. Shall be used if the body is signed. Allowed values: JAdES_JS, XAdES, EMV_AC Example: `XAdES`
Body-Enc-Profile	string , optional	Indicates the encryption profile used for the encryption of (parts of) the body. Allowed values: JWE_CS, XML_ENC Example: `JWE_CS`
Body-Enc-List	string , optional	Contains a List of names of data elements/ attributes of the body which contain encrypted information Example: `BODY`
PSU-ID	string , optional	Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. It might be contained even if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceding AIS service in the same session. In this case the ASPSP might check whether PSU-ID and token match, according to ASPSP documentation. Example: `PSU-1234` Allowed length: max: 140
PSU-ID-Type	string , optional	Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. In this case, the mean and use are then defined in the ASPSP's documentation. Example: `PSU-ID-TYPE_C` Allowed length: max: 35
PSU-Corporate-ID	string , optional	Might be mandated in the ASPSP's documentation. Only used in a corporate context. Example: `PSU-CORP-ID1234` Allowed length: max: 140
PSU-Corporate-ID-Type	string , optional	Might be mandated in the ASPSP's documentation. Only used in a corporate context. Example: `PSU-CORP-ID-TYPE_A` Allowed length: max: 35

Body payload

Field	Type	Description
psuData	object , required	The password, orencryptedPassword, subfield is used, depending depending on encryption requirements of the ASPSP as indicated in the corresponding hyperlink contained in the preceding response message of the ASPSP. The related encryption requirements are defined in document "Protocol Functions and Security Measures".
password	string , optional	Contains a password in plaintext.
encryptedPassword	string , optional	Is used when a password is encrypted on application level.

Field	Type	Description
authenticationMethodId	string , required	The authentication method ID as provided by the ASPSP.

Field	Type	Description
scaAuthenticationData	string , required	SCA authentication data, depending on the chosen authentication method. If the data is binary, then it is base64 encoded.

Field	Type	Description
confirmationCode	string , required	Confirmation code as retrieved by the TPP within the Redirect SCA Approach as described in document "Protocol Functions and Security Measures".

Responses

Select a status code to see the structure and an example of the response.

Field	Type	Description
scaStatus	string , required	See document "openFinance API Framework Data Dictionary", section "SCA Status" for more details. Allowed values: received, psuIdentified, psuAuthenticated, scaMethodSelected, started, unconfirmed, finalised, failed, exempted
psuMessage	string , optional	Text to be displayed to the PSU.
scaMethods	array[object] , optional	This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also a hyperlink of type "selectAuthenticationMethod" contained in the response body. These methods shall be presented towards the PSU for selection by the API Client.
name	string , required	This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like "SMS OTP on phone +49160 xxxxx 28". This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.
explanation	string , optional	detailed information about the SCA method for the PSU
authenticationType	string , required	Type of the authentication method. Allowed values: SMS_OTP, CHIP_OTP, PHOTO_OTP, PUSH_OTP, SMTP_OTP
authenticationVersion	string , optional	Depending on the "authenticationType". This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP's documentation.
authenticationMethodId	string , required	An identification provided by the ASPSP for the later identification of the authentication method selection.
transactionFees	object , optional	Might be used by the ASPSP to transport the total transaction fee relevant for the underlying payments. This field includes the entry of the currencyConversionFees if applicable.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
estimatedTotalAmount	object , optional	The estimated amount to be transferred to the payee. Note: This amount includes fees.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
currencyConversionFees	object , optional	Might be used by the ASPSP to transport specific currency conversion fees related to the initiated credit transfer.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
estimatedInterbankSettlementAmount	object , optional	The estimated amount to be transferred to the payee in case of a payment resource.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
_links	object , required	A list of hyperlinks to be recognised by the API Client. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. The potential links for this response message are generically defined in [oFA SMPF] for all Transaction Initiation Response messages. These links will also be contained in the related Open API files. Remark: All links can be relative or full links, to be decided by the ASPSP.
status	object , optional	A hyperlink object containing the target URL.
href	string , required
scaOAuth	object , optional	A hyperlink object containing the target URL.
href	string , required
scaStatus	object , optional	A hyperlink object containing the target URL.
href	string , required
scaRedirect	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmation	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionFees	object , optional	A hyperlink object containing the target URL.
href	string , required
authoriseTransaction	object , optional	A hyperlink object containing the target URL.
href	string , required
encryptionCertificates	array[object] , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuIdentification	object , optional	A hyperlink object containing the target URL.
href	string , required
selectAuthenticationMethod	object , optional	A hyperlink object containing the target URL.
href	string , required
updateEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required

Field	Type	Description
scaStatus	string , required	See document "openFinance API Framework Data Dictionary", section "SCA Status" for more details. Allowed values: received, psuIdentified, psuAuthenticated, scaMethodSelected, started, unconfirmed, finalised, failed, exempted
psuMessage	string , optional	Text to be displayed to the PSU.
challengeData	object , optional	It is contained in addition to the data element "chosenScaMethod" if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the "startAuthorisationWithPsuAuthentication" or "startAuthorisactionWithEncryptedPsuAuthentication" link.
data	array[string] , optional	A collection of challenge data
image	string , optional	PNG data (max. 512 kilobyte) to be displayed to the PSU, Base64 encoding, cp. [RFC4648]. This attribute is used only, when PHOTO_OTP or CHIP_OTP is the selected SCA method.
imageLink	string , optional	A link where the ASPSP will provides the challenge image for the TPP.
otpFormat	string , optional	The format type of the OTP to be typed in. The admitted values are "characters" or "integer".
otpMaxLength	integer , optional	The maximal length for the OTP to be typed in by the PSU.
additionalInformation	string , optional	Additional explanation for the PSU to explain e.g. fallback mechanism for the chosen SCA method. The TPP is obliged to show this to the PSU.
chosenScaMethod	object , optional	This data element is only contained in the response if the ASPSP has chosen the Embedded SCA Approach, if the PSU is already identified e.g. with the first relevant factor or alternatively an access token, if SCA is required and if the authentication method is implicitly selected.
name	string , required	This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like "SMS OTP on phone +49160 xxxxx 28". This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.
explanation	string , optional	detailed information about the SCA method for the PSU
authenticationType	string , required	Type of the authentication method. Allowed values: SMS_OTP, CHIP_OTP, PHOTO_OTP, PUSH_OTP, SMTP_OTP
authenticationVersion	string , optional	Depending on the "authenticationType". This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP's documentation.
authenticationMethodId	string , required	An identification provided by the ASPSP for the later identification of the authentication method selection.
originalTransactionInformationAndVopStatus	array[object] , optional	VOP result information. Will be provided, if • an account/owner name match was requested and performed, • the result was not yet provided and the related code in the interbank VOP service was "CMTC", "NMTC" or "NOAP".
originalUetr	string , optional	Universally unique identifier to provide the original end-to-end reference of a payment transaction. Format: uuid
creditorNameMatch	string , optional	Will be provided, if an account/owner match was requested, if the related code in the interbank VOP service was "CMTC", "NMTC" or "NOAP" ,i.e. if the transactionStatus also equals "RVCM". Allowed values: MTCH, NMTC, CMTC, NOAP
transactionStatus	string , required	Specifies the status of a transaction, as published in an external payment transaction status code list. Allowed values: ACCC, ACCP, ACSC, ACSP, ACTC, ACWC, ACWP, RCVD, PDNG, RJCT, CANC, ACFC, PATC, PART, PRES, RVCM, RVNC, RCVC
originalEndToEndId	string , optional	Unique identification, as assigned by the original initiating party to unambiguously identify the original transaction
matchedCreditorName	string , optional	Provided only in case of "CMTC" as code in creditorNameMatch.
originalInstructionId	string , optional	Unique identification, as assigned by the original instructing party for the original instructed party, to unambiguously identify the original instruction.
creditorOrganisationIdMatch	string , optional	Will be provided, if an account/owner match was requested, if the related code in the interbank VOP service was "NMTC" or "NOAP" ,i.e. if the transactionStatus also equals "RVCM". Allowed values: MTCH, NMTC, NOAP
statusReasonInformationCode	string , optional	Provides detailed information on the status reason. Allowed values: AM04, AM21, BEXX, CN01, DS0C, DS0D, DS0A, DS04, FOCR, SL11, TKSP, TKXP, AM02, DT05, AC05, AC06, DS0K, DT01, UPAY, EOL1
originalTransactionReference	object , optional	Key elements used to identify the original transaction that is being referred to.
creditor	object , optional	A party involved in the transaction.
name	string , optional	Name of the party.
postaladdress	object , optional	Postal Address of the party.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
identification	object , optional	Identification of the party.
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
additionalPartyInformation	object , optional	Only supported in extended services for creditor related parties, if at all. NOTE: This information will be neither put to the related interbank payment nor to account reports/statements and might only be used to display related information to the PSU during potential authorisation processes.
logoURL	string , optional	A hyperlink to the logo of the party.
tradeName	string , optional	Trade name of the related party. For display to the PSU only.
geoLocation	string , optional	Geographic location as latitude and longitude.
merchantCategoryCode	string , optional	Merchant Category Code as assigned by ISO:
creditorAccount	object , optional	Identifies an account. Use iban for payment accounts; currency narrows a multi-currency account.
pan	string , optional	Primary Account Number (PAN) of a card, can be tokenised by the ASPSP due to PCI DSS requirements.
bban	string , optional	BBAN of the account. This data elements is used for payment accounts which have no IBAN.
iban	string , optional	International Bank Account Number.
name	string , optional	Name of the account
other	object , optional	An alias with a proprietary coding
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an account.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: AIIN, BBAN, CUID, UPIC
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
owner	object , optional	A party involved in the transaction.
name	string , optional	Name of the party.
postaladdress	object , optional	Postal Address of the party.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
proxy	object , optional	A proxy that identifies the account, such as a phone number or email.
typeCode	string , optional	Type of the proxy identification Allowed values: TELE, EMAL, DNAM, CINC, COTX, COID, CUST, DRLC, EIDN, EWAL, PVTX, LEIC, MBNO, NIDN, CCPT, SHID, SOSE, TOKN, UBIL, VIPN, BIID
identification	string , required
typeProprietary	string , optional
msisdn	string , optional	An alias to access a payment account via a registered mobile phone number.
currency	string , optional	ISO 4217 Alpha 3 currency code
servicer	object , optional	Identification of a financial institution.
name	string , optional	Name of the financial institution
bicfi	string , optional	Business Identifier Code (BIC) of a financial institution.
other	object , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a financial insitution.
schemeNameCode	string , optional	An entry provided by an external ISO code list
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
postalAddress	object , optional	Postal Address of the financial institution.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
clearingSystemMemberId	object , optional	Information used to identify a member within a clearing system.
memberId	string , optional	Identification of a member of a clearing system.
clearingSystemIdentificationCode	string , optional	Identification of a clearing system, in a coded form as published in an external list. Allowed values: ATBLZ, AUBSB, CACPA, CHBCC, CHSIC, CNAPS, DEBLZ, ESNCC, GBDSC, GRBIC, HKNCC, IENCC, INFSC, ITNCC, JPZGN, NZNCC, PLKNR, PTNCC, RUCBC, SESBA, SGIBG, THCBC, TWNCC, USABA, USPID, ZANCC, NZRSA, MZBMO, CNCIP, KRBOK
clearingSystemIdentificationProprietary	string , optional	Identification code for a clearing system, that has not yet been identified in the list of clearing systems.
typeCode	string , optional	Remark: Shall not be used in the consent model, since account category provides enough information for the ASPSP. Allowed values: CACC, CARD, CASH, CHAR, CISH, COMM, CPAC, LLSV, LOAN, MGLD, MOMA, NREX, ODFT, ONDP, OTHR, SACC, SLRY, SVGS, TAXE, TRAN, TRAS, VACC, NFCA
maskedPan	string , optional	Primary Account Number (PAN) of a card in a masked form.
typeProprietary	string , optional	Remark: Shall not be used in the consent model, since account category provides enough information for the ASPSP.
equivalentAmount	object , optional	See document "openFinance API Framework Data Dictionary", section "Equivalent Amount" for more details.
amount	object , required	Amount of money to be transferred between the debtor and creditor, before the deduction of charges, expressed in the currency of the debtor's account, and to be transferred in a different currency. Usage: The first agent will convert the equivalent amount into the amount to be transferred.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
currencyOfTransfer	string , required	Specifies the currency of the to be transferred amount, which differes from the currency of the debtor's account.
instructedAmount	object , optional	An amount with its currency.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
ultimateCreditor	object , optional	A party involved in the transaction.
name	string , optional	Name of the party.
postaladdress	object , optional	Postal Address of the party.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
identification	object , optional	Identification of the party.
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
additionalPartyInformation	object , optional	Only supported in extended services for creditor related parties, if at all. NOTE: This information will be neither put to the related interbank payment nor to account reports/statements and might only be used to display related information to the PSU during potential authorisation processes.
logoURL	string , optional	A hyperlink to the logo of the party.
tradeName	string , optional	Trade name of the related party. For display to the PSU only.
geoLocation	string , optional	Geographic location as latitude and longitude.
merchantCategoryCode	string , optional	Merchant Category Code as assigned by ISO:
statusReasonAdditionalInformation	string , optional	Further details on the status reason.
statusReasonInformationProprietary	string , optional	Proprietary additional information on the reason for e.g. rejecting the request. Remark: If an ISO Code is available it should be used instead of Proprietary Reasons. Further restrictions could be defined by API Access Schemes.
_links	object , required	A list of hyperlinks to be recognised by the API Client. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. The potential links for this response message are generically defined in [oFA SMPF] for all Transaction Initiation Response messages. These links will also be contained in the related Open API files. Remark: All links can be relative or full links, to be decided by the ASPSP.
status	object , optional	A hyperlink object containing the target URL.
href	string , required
scaOAuth	object , optional	A hyperlink object containing the target URL.
href	string , required
scaStatus	object , optional	A hyperlink object containing the target URL.
href	string , required
scaRedirect	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmation	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionFees	object , optional	A hyperlink object containing the target URL.
href	string , required
authoriseTransaction	object , optional	A hyperlink object containing the target URL.
href	string , required
encryptionCertificates	array[object] , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuIdentification	object , optional	A hyperlink object containing the target URL.
href	string , required
selectAuthenticationMethod	object , optional	A hyperlink object containing the target URL.
href	string , required
updateEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required

Field	Type	Description
accounts	array[object] , optional	Provided, if the PSU account reference has not been provided in the related resource data submission and if more than one account is available.
bic	string , optional	The BIC associated to the account.
bban	string , optional	BBAN of the account. This data elements is used for payment accounts which have no IBAN.
iban	string , optional	IBAN of the account.
name	string , optional	Name of the account, as assigned by the ASPSP, in agreement with the account owner in order to provide an additional means of identification of the account.
other	object , optional	An alias with a proprietary coding
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an account.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: AIIN, BBAN, CUID, UPIC
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
owner	object , optional	The party that legally owns the account.
name	string , required	Account owner name
role	string , optional	The following proprietary codes are used: "owner", "legalRepresentative", "authorisedUser".
postalAddress	object , optional	Information that locates and identifies a specific address, as defined by postal services.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
contactDetails	object , optional	Set of elements used to indicated how to contact the party.
name	string , optional
jobTitle	string , optional	Title of the function.
faxNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
department	string , optional	Identification of a division of a large organisation or building.
namePrefix	string , optional	Specifies the terms used to formally address a person. Allowed values: DOCT, MADM, MISS, MIST, MIKS
phoneNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
emailAddress	string , optional	Address for electronic mail (e-mail).
emailPurpose	string , optional	Purpose for which an email address may be used.
mobileNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
responsibility	string , optional	Role of a person in an organisation.
preferredMethod	string , optional	Preferred method used to reach the contact. Allowed values: LETT, MAIL, PHON, FAXX, CELL
identification	object , optional	Unique and unambiguous identification of a party
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
countryOfResidence	string , optional	Country in which a person resides. In case of a company, it is the country from which the affairs of that company are directed. Constraints: The code is checked against the list of country names obtained from the United Nations (ISO 3166 Alpha-2 code).
usage	string , optional	Specifies the usage of the account * "PRIV": private personal account * "ORGA": professional account
msisdn	string , optional	An alias to access a payment account via a registered mobile phone number. This alias might be needed e.g. in the payment initiation services. The support of this alias must be explicitly documented by the ASPSP for the corresponding API Calls.
owners	array[object] , optional	List of account owners.
name	string , required	Account owner name
role	string , optional	The following proprietary codes are used: "owner", "legalRepresentative", "authorisedUser".
postalAddress	object , optional	Information that locates and identifies a specific address, as defined by postal services.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
contactDetails	object , optional	Set of elements used to indicated how to contact the party.
name	string , optional
jobTitle	string , optional	Title of the function.
faxNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
department	string , optional	Identification of a division of a large organisation or building.
namePrefix	string , optional	Specifies the terms used to formally address a person. Allowed values: DOCT, MADM, MISS, MIST, MIKS
phoneNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
emailAddress	string , optional	Address for electronic mail (e-mail).
emailPurpose	string , optional	Purpose for which an email address may be used.
mobileNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
responsibility	string , optional	Role of a person in an organisation.
preferredMethod	string , optional	Preferred method used to reach the contact. Allowed values: LETT, MAIL, PHON, FAXX, CELL
identification	object , optional	Unique and unambiguous identification of a party
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
countryOfResidence	string , optional	Country in which a person resides. In case of a company, it is the country from which the affairs of that company are directed. Constraints: The code is checked against the list of country names obtained from the United Nations (ISO 3166 Alpha-2 code).
status	string , optional	Account status. If this field is not used, than the account is available in the sense of this specification. Allowed values: enabled, deleted, blocked
details	string , optional	Specifications that might be provided by the ASPSP * characteristics of the account * characteristics of the relevant card
product	string , optional	Product Name of the Bank for this account, proprietary definition
tariffs	string , optional	Currently only supported for securities accounts: Text information on tariffs related to this securities account.
balances	array[object] , optional	A balance of the account.
balanceType	string , required	Type of balance. Allowed values: closingBooked, expected, openingBooked, interimAvailable, interimBooked, forwardAvailable, nonInvoiced
balanceAmount	object , required	An amount with its currency.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
referenceDate	string , optional	indicates the date of the balance Format: date
lastChangeDateTime	string , optional	This data element might be used to indicate e.g. with the expected or booked balance that no action is known on the account, which is not yet booked. Format: date-time
creditLimitIncluded	boolean , optional	A flag indicating if the credit limit of the corresponding account is included in the calculation of the balance, where applicable.
lastCommittedTransaction	string , optional	entryReference of the last commited transaction to support the TPP in identifying whether all PSU transactions are already known.
currency	string , required	Account currency
interest	array[object] , optional	Currently only supported for savings accounts and loan accounts: A set of interest rates associated to this account, e.g. interests for savings or credits.
rate	array[object] , required	An array of interest rates, which might apply to different amount ranges.
toAmount	object , optional	Amount up to which the interest rate applies.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
fromAmount	object , optional	Amount from which the interest rate applies.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
percentage	string , required	The (signed) rate of the interest. Up to 20 significant figures. The decimal separator is a dot. Trailing zeroes must be truncated. Pattern: ^-?[0-9]{1,20}(\.[0-9]{0,19})?$
type	string , optional	Type of the interest. Currently, interests are distinguished between those with fixed rates ("FIXD") and those with rates derived from an index ("INDE"). Allowed values: FIXD, INDE
reason	string , optional	Specifies the reason of the interest. Though arbitrary text is technically supported, it is recommended to use the following keywords with pre-defined meaning: * arrears:The addressed interest rate applies only in case of arrears. * alternateRateMaximumOf: The addressed alternate interest rate applies in cases where this rate implies a higher interest in a dedicated interest period than the regular interest rate provided without reason element. * alternateRateMinimumOf: The addressed alternate interest rate applies in case where this rate implies a lower interest in a dedicated interest period than the regular interest rate provided without reason element. ASPSPs may define further keywords and shall publish them in their documentation.
toDateTime	string , optional	The date until this interest rate is applicable. If no exact time is applicable, 23:59:59 is chosen as time definition. Format: date-time
fromDateTime	string , optional	The date from which this interest rate is applicable. If no exact time is applicable, 00:00:00 is chosen as time definition. Format: date-time
relatedIndices	array[object] , optional	List of indices related to the interest rate.
index	string , optional	Though arbitrary text is technically supported, it is recommended to use the following keywords: * "CPI" - customer Price Index * "FC" - foreign currency * "other" - for others, not clearly specified index relations.
exchangeRate	object , optional	Intended for usage in case of index = "FC".
toAmount	object , optional	Amount up to which the interest rate applies.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
fromAmount	object , optional	Amount from which the interest rate applies.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
percentage	string , required	The (signed) rate of the interest. Up to 20 significant figures. The decimal separator is a dot. Trailing zeroes must be truncated. Pattern: ^-?[0-9]{1,20}(\.[0-9]{0,19})?$
rootIndexValue	string , optional	A number (represented as a string) giving the basic index value which is the basis for the loan contract.
additionalInformation	string , optional	Explanations e.g. to specify index = "other".
changeMechanism	string , optional	An explanation of a mandated change mechanism.
ownerName	string , optional	Name of the legal account owner. If there is more than one owner, then e.g. two names might be noted here. For a corporate account, the corporate name is used for this attribute. Even if supported by the ASPSP, the provision of this field might depend on the fact whether an explicit consent to this specific additional account information has been given by the PSU. NOTE: This attribute is deprecated in later versions.
ownerNames	array[object] , optional	List of owner names together with a role, where applicable. NOTE: This attribute is deprecated in later versions.
name	string , required	Account owner name
role	string , optional	The following proprietary codes are used: "owner", "legalRepresentative", "authorisedUser".
postalAddress	object , optional	Information that locates and identifies a specific address, as defined by postal services.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
contactDetails	object , optional	Set of elements used to indicated how to contact the party.
name	string , optional
jobTitle	string , optional	Title of the function.
faxNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
department	string , optional	Identification of a division of a large organisation or building.
namePrefix	string , optional	Specifies the terms used to formally address a person. Allowed values: DOCT, MADM, MISS, MIST, MIKS
phoneNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
emailAddress	string , optional	Address for electronic mail (e-mail).
emailPurpose	string , optional	Purpose for which an email address may be used.
mobileNumber	string , optional	pattern \+[0-9]{1,3}-[0-9()+\-]{1,30}
responsibility	string , optional	Role of a person in an organisation.
preferredMethod	string , optional	Preferred method used to reach the contact. Allowed values: LETT, MAIL, PHON, FAXX, CELL
identification	object , optional	Unique and unambiguous identification of a party
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
countryOfResidence	string , optional	Country in which a person resides. In case of a company, it is the country from which the affairs of that company are directed. Constraints: The code is checked against the list of country names obtained from the United Nations (ISO 3166 Alpha-2 code).
resourceId	string , required	This is the data element to be used in the path when retrieving data from a dedicated account.
displayName	string , optional	Name of the account as defined by the PSU within online channels.
relatedDates	object , optional	Currently only supported for securities accounts: Text information on tariffs related to this securities account.
contractEndDate	string , optional	End of the account contract. Format: date
contractStartDate	string , optional	Start of the account contract. Format: date
contractAvailabilityDate	string , optional	Next Date where money can be taken off a saving account without loss of interest, if initiated now (in case of a saving account). Next Date where a loan can be fully repaid without any extra fee. Format: date
applicableFees	array[object] , optional	Currently only supported for securities accounts: Array of elements, each representing one fee (rule) that is individually applicable for this Securities account. If, for example, an ASPSP applies a standard "managementFee" X, but the consumer negotiated a discount D, an element should represent (X-D), but neither X nor D.
feeRules	array[object] , required	Array of fee rules. Each rule represents ow the amount of the fee is determined either explicitly by stating the amount or implicitly by providing a percentage, minimum and maximum amount. This array will usually only contain one entry to represent the whole rule. Only in the case of the fee being calculated as a tiered percentage, several entries are included to represent the several tiers of the fee rule.
amount	object , optional	Amount of the fee.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
percentage	string , optional	Percentage of the fee. Up to 20 significant figures. The decimal separator is a dot. Trailing zeroes must be truncated.Fee as a percentage. Pattern: ^-?[0-9]{1,20}(\.[0-9]{0,19})?$
toBaseAmount	object , optional	To be used for fees where a tiered percentage is used to calculate the fee relative to an implicitly defined base amount (such as a transaction's volume being the base amount for a courtage). The range of one tier is defined as all applicable entities with base amounts X and fromBaseAmount \u2264 X \u2264 toBaseAmount. In any array of fee rules, only one of these entries may be missing the "fromBaseAmount" element (indicating that the rule represented by this entry is used without a lower bound to the base amount) and only one entry may be missing the "toBaseAmount" element (indicating that the rule represented by this entry is applied without an upper limit to the base amount). In cases, where the fee is not calculated as a tiered percentage, only one entry in array "feeRules" is included. This entry must be missing both subelements "fromBaseAmount" and "toBaseAmount".
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
maximumAmount	object , optional	Maximum amount of the fee in each billing / for each billed event period if applicable.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
minimumAmount	object , optional	Minimum amount of the fee in each billing period / for each billed event if applicable.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
fromBaseAmount	object , optional	To be used for fees where a tiered percentage is used to calculate the fee relative to an implicitly defined base amount (such as a transaction's volume being the base amount for a courtage). The range of one tier is defined as all applicable entities with base amounts X and fromBaseAmount \u2264 X \u2264 toBaseAmount. In any array of fee rules, only one of these entries may be missing the "fromBaseAmount" element (indicating that the rule represented by this entry is used without a lower bound to the base amount) and only one entry may be missing the "toBaseAmount" element (indicating that the rule represented by this entry is applied without an upper limit to the base amount). In cases, where the fee is not calculated as a tiered percentage, only one entry in array "feeRules" is included. This entry must be missing both subelements "fromBaseAmount" and "toBaseAmount".
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
typeCode	string , optional	Type of the fee as a code. Might be adjusted in the future based on market experience. Allowed values: transactionFee, brokerageFee, managementFee, courtage, custodyFee, exchangeFee, thirdPartyFee, otherFee
applicableTo	string , optional	Last date, when this fee is applicable. If not present, the fee is applicable indefinitely. Format: date
applicableFrom	string , optional	First date, when this fee is applicable. If not present, the fee is applicable starting with the creation of this account / the latest reporting date supported by the ASPSP. Format: date
typeProprietary	string , optional	Type of the fee as a proprietary string.
additionalInformation	string , optional
linkedAccounts	string , optional	This data attribute is a field, where an ASPSP can name a cash account associated to the described account, e.g. in case of a securities account or a card account.
cashAccountType	string , optional	ExternalCashAccountType1Code from ISO 20022 Allowed values: CACC, CARD, CASH, CHAR, CISH, COMM, CPAC, LLSV, LOAN, MGLD, MOMA, NREX, ODFT, ONDP, OTHR, SACC, SLRY, SVGS, TAXE, TRAN, TRAS, VACC, NFCA
guaranteeInvolved	boolean , optional	Currently only supported for loan accounts: Is set to true in case of specific collaterals where a guarantee of payment of the loan is given by a different person.
collateralsInvolved	boolean , optional	Currently only supported for loan accounts: Is set to true if a collateral is involved securing the loan (e.g. security deposit, physical collaterals like houses, cars). More information might be provided under the "details" attribute.
_links	object , optional	Links to the account, which can be directly used for retrieving account information from this dedicated account. Links to "balances" and/or "transactions". Links to "orders" and/or "positions" in the case of securities accounts. These links are only supported, when the corresponding consent has been already granted.
last	object , optional	Navigation link for paginated account reports.
href	string , required
next	object , optional	Navigation link for paginated account reports.
href	string , required
self	object , optional	The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.
href	string , required
first	object , optional	Navigation link for paginated account reports.
href	string , required
orders	object , optional	A link to the resource providing the list of orders of one securitiesAccount.
href	string , required
status	object , optional	A link to retrieve the status of the transaction resource.
href	string , required
account	object , optional	A link to the resource providing the details of one account
href	string , required
balances	object , optional	A link to the resource providing the balance of a dedicated account.
href	string , required
download	object , optional	Download link for huge AIS data packages.
href	string , required
previous	object , optional	Navigation link for paginated account reports.
href	string , required
scaOAuth	object , optional	The link refers to a JSON document specifying the OAuth details of the ASPSP's authorisation server. JSON document follows the definition given in [RFC 8414].
href	string , required
ibanCheck	object , optional	A link to the endpoint offering the addressed iban check result.
href	string , required
positions	object , optional	A link to the resource providing the list of positions of one securitiesAccount.
href	string , required
scaStatus	object , optional	A link to retrieve the status of the authorisation or cancellation-authorisation sub-resource.
href	string , required
cardAccount	object , optional	A link to the resource providing the details of one card account.
href	string , required
loanAccount	object , optional	A link to the resource providing the details of a loan account.
href	string , required
onboardings	object , optional	A link to commercially onboard to the related API, see openFinance, Admin Services for more details.
href	string , required
scaRedirect	object , optional	A link to an ASPSP site where SCA is performed within the Redirect SCA approach.
href	string , required
confirmation	object , optional	"confirmation": Might be added by the ASPSP if either the "scaRedirect" or "scaOAuth" hyperlink is returned in the same response message. This hyperlink defines the URL to the resource which needs to be updated with * a confirmation code as retrieved after the plain redirect authentication process with the ASPSP authentication server or * an access token as retrieved by submitting an authorization code after the integrated Oauth based authentication process with the ASPSP authentication server.
href	string , required
orderDetails	object , optional	A link to the resource providing details of one specific order.
href	string , required
subscription	object , optional	A link to the resource providing the details of a subscription for Push AIS Services.
href	string , required
transactions	object , optional	A link to the resource providing the transaction history of a dedicated account.
href	string , required
aspspContacts	object , optional	A hyperlink object containing the target URL.
href	string , required
relatedOrders	array[object] , optional	An array of links to request order details of related orders related to the order that is represented by the data structure containing this element (e.g. other orders that originated from the same order split as this order).
href	string , required
aspspDowntimes	object , optional	A hyperlink object containing the target URL.
href	string , required
readConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
savingsAccount	object , optional	A link to the resource providing the details of a savings account.
href	string , required
aspspParameters	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionfees	object , optional	The link is to the status resource. This link is only added within the authorisation process in case fee information is available via the status resource.
href	string , required
cardTransactions	object , optional	A link to the resource providing the transaction history of a dedicated card account.
href	string , required
confirmConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmInitiation	object , optional	link to a confirmation endpoint, where a payment initiation needs to be confirmed explicitly by the API Client for execution.
href	string , required
paymentInitiation	object , optional	A link to an initiation related to a payment resource.
href	string , required
securitiesAccount	object , optional	A link to the resource providing the details of one securitiesAccount.
href	string , required
entryStatusRevoked	array[object] , optional	Links to entry endpoints where the entry status is revoked.
href	string , required
startAuthorisation	object , optional	A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.
href	string , required
transactionDetails	object , optional	A link to the resource providing details of a dedicated transaction.
href	string , required
relatedTransactions	array[object] , optional	An array of links to request securities transaction details of transactions that resulted from this order.
href	string , required
authoriseTransaction	object , optional	The link to the payment initiation or consent resource, where the "Transaction Authorisation"Request" is sent to. This is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach.
href	string , required
updateProprietaryData	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the proprietary data.
href	string , required
updatePsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet.
href	string , required
updatePsuIdentification	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the PSU identification if not delivered yet.
href	string , required
creditorNameConfirmation	object , optional	A link to an endpoint, where the submitted payment needs to be confirmed explicitly for execution after a verification of payee process has detected a deviation in the creditor account/creditor name pair. If this hyperlink is provided, the addressed payment will not be executed without a related confirmation.
href	string , required
selectAuthenticationMethod	object , optional	This is a link to a resource, where the TPP can select the applicable second factor authentication methods for the PSU, if there were several available authentication methods.
href	string , required
updateEncryptedPsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by an encrypted PSU password and eventually the PSU identification if not delivered yet.
href	string , required
startAuthorisationWithProprietaryData	object , optional	A link to the endpoint, where the authorisation of a transaction or of a transaction cancellation shall be started, and where proprietary data needs to be updated with this call. The TPP can find the scope of missing proprietary data in the ASPSP documentation. The usage of this hyperlink is not further specified in the specification but is used analogously to e.g. the startAuthorisation withPsuIdentification hyperlink.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A link to a payment related resource which needs to be updated by an account, referenced by a resource identification.
href	string , required
startAuthorisationWithPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithPsuIdentification	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithTransactionAuthorisation	object , optional	A link to an endpoint, where an authorisation of a transaction or a cancellation can be started, and where the response data for the challenge is uploaded in the same call for the transaction authorisation or transaction cancellation at the same time in the Embedded SCA Approach.
href	string , required
startAuthorisationWithEncryptedPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithAuthenticationMethodSelection	object , optional	This is a link to and endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where the selected SCA method shall be uploaded with the corresponding call.
href	string , required
scaStatus	string , required	See document "openFinance API Framework Data Dictionary", section "SCA Status" for more details. Allowed values: received, psuIdentified, psuAuthenticated, scaMethodSelected, started, unconfirmed, finalised, failed, exempted
psuMessage	string , optional	Text to be displayed to the PSU.
scaMethods	array[object] , optional	This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods. Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported. If this data element is contained, then there is also a hyperlink of type "selectAuthenticationMethod" contained in the response body. These methods shall be presented towards the PSU for selection by the API Client.
name	string , required	This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like "SMS OTP on phone +49160 xxxxx 28". This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.
explanation	string , optional	detailed information about the SCA method for the PSU
authenticationType	string , required	Type of the authentication method. Allowed values: SMS_OTP, CHIP_OTP, PHOTO_OTP, PUSH_OTP, SMTP_OTP
authenticationVersion	string , optional	Depending on the "authenticationType". This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP's documentation.
authenticationMethodId	string , required	An identification provided by the ASPSP for the later identification of the authentication method selection.
challengeData	object , optional	It is contained in addition to the data element "chosenScaMethod" if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the "startAuthorisationWithPsuAuthentication" or "startAuthorisactionWithEncryptedPsuAuthentication" link.
data	array[string] , optional	A collection of challenge data
image	string , optional	PNG data (max. 512 kilobyte) to be displayed to the PSU, Base64 encoding, cp. [RFC4648]. This attribute is used only, when PHOTO_OTP or CHIP_OTP is the selected SCA method.
imageLink	string , optional	A link where the ASPSP will provides the challenge image for the TPP.
otpFormat	string , optional	The format type of the OTP to be typed in. The admitted values are "characters" or "integer".
otpMaxLength	integer , optional	The maximal length for the OTP to be typed in by the PSU.
additionalInformation	string , optional	Additional explanation for the PSU to explain e.g. fallback mechanism for the chosen SCA method. The TPP is obliged to show this to the PSU.
chosenScaMethod	object , optional	This data element is only contained in the response if the ASPSP has chosen the Embedded SCA Approach, if the PSU is already identified e.g. with the first relevant factor or alternatively an access token, if SCA is required and if the authentication method is implicitly selected.
name	string , required	This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like "SMS OTP on phone +49160 xxxxx 28". This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.
explanation	string , optional	detailed information about the SCA method for the PSU
authenticationType	string , required	Type of the authentication method. Allowed values: SMS_OTP, CHIP_OTP, PHOTO_OTP, PUSH_OTP, SMTP_OTP
authenticationVersion	string , optional	Depending on the "authenticationType". This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP's documentation.
authenticationMethodId	string , required	An identification provided by the ASPSP for the later identification of the authentication method selection.
originalTransactionInformationAndVopStatus	array[object] , optional	VOP result information. Will be provided, if • an account/owner name match was requested and performed, • the result was not yet provided and the related code in the interbank VOP service was "CMTC", "NMTC" or "NOAP".
originalUetr	string , optional	Universally unique identifier to provide the original end-to-end reference of a payment transaction. Format: uuid
creditorNameMatch	string , optional	Will be provided, if an account/owner match was requested, if the related code in the interbank VOP service was "CMTC", "NMTC" or "NOAP" ,i.e. if the transactionStatus also equals "RVCM". Allowed values: MTCH, NMTC, CMTC, NOAP
transactionStatus	string , required	Specifies the status of a transaction, as published in an external payment transaction status code list. Allowed values: ACCC, ACCP, ACSC, ACSP, ACTC, ACWC, ACWP, RCVD, PDNG, RJCT, CANC, ACFC, PATC, PART, PRES, RVCM, RVNC, RCVC
originalEndToEndId	string , optional	Unique identification, as assigned by the original initiating party to unambiguously identify the original transaction
matchedCreditorName	string , optional	Provided only in case of "CMTC" as code in creditorNameMatch.
originalInstructionId	string , optional	Unique identification, as assigned by the original instructing party for the original instructed party, to unambiguously identify the original instruction.
creditorOrganisationIdMatch	string , optional	Will be provided, if an account/owner match was requested, if the related code in the interbank VOP service was "NMTC" or "NOAP" ,i.e. if the transactionStatus also equals "RVCM". Allowed values: MTCH, NMTC, NOAP
statusReasonInformationCode	string , optional	Provides detailed information on the status reason. Allowed values: AM04, AM21, BEXX, CN01, DS0C, DS0D, DS0A, DS04, FOCR, SL11, TKSP, TKXP, AM02, DT05, AC05, AC06, DS0K, DT01, UPAY, EOL1
originalTransactionReference	object , optional	Key elements used to identify the original transaction that is being referred to.
creditor	object , optional	A party involved in the transaction.
name	string , optional	Name of the party.
postaladdress	object , optional	Postal Address of the party.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
identification	object , optional	Identification of the party.
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
additionalPartyInformation	object , optional	Only supported in extended services for creditor related parties, if at all. NOTE: This information will be neither put to the related interbank payment nor to account reports/statements and might only be used to display related information to the PSU during potential authorisation processes.
logoURL	string , optional	A hyperlink to the logo of the party.
tradeName	string , optional	Trade name of the related party. For display to the PSU only.
geoLocation	string , optional	Geographic location as latitude and longitude.
merchantCategoryCode	string , optional	Merchant Category Code as assigned by ISO:
creditorAccount	object , optional	Identifies an account. Use iban for payment accounts; currency narrows a multi-currency account.
pan	string , optional	Primary Account Number (PAN) of a card, can be tokenised by the ASPSP due to PCI DSS requirements.
bban	string , optional	BBAN of the account. This data elements is used for payment accounts which have no IBAN.
iban	string , optional	International Bank Account Number.
name	string , optional	Name of the account
other	object , optional	An alias with a proprietary coding
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an account.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: AIIN, BBAN, CUID, UPIC
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
owner	object , optional	A party involved in the transaction.
name	string , optional	Name of the party.
postaladdress	object , optional	Postal Address of the party.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
proxy	object , optional	A proxy that identifies the account, such as a phone number or email.
typeCode	string , optional	Type of the proxy identification Allowed values: TELE, EMAL, DNAM, CINC, COTX, COID, CUST, DRLC, EIDN, EWAL, PVTX, LEIC, MBNO, NIDN, CCPT, SHID, SOSE, TOKN, UBIL, VIPN, BIID
identification	string , required
typeProprietary	string , optional
msisdn	string , optional	An alias to access a payment account via a registered mobile phone number.
currency	string , optional	ISO 4217 Alpha 3 currency code
servicer	object , optional	Identification of a financial institution.
name	string , optional	Name of the financial institution
bicfi	string , optional	Business Identifier Code (BIC) of a financial institution.
other	object , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a financial insitution.
schemeNameCode	string , optional	An entry provided by an external ISO code list
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
postalAddress	object , optional	Postal Address of the financial institution.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
clearingSystemMemberId	object , optional	Information used to identify a member within a clearing system.
memberId	string , optional	Identification of a member of a clearing system.
clearingSystemIdentificationCode	string , optional	Identification of a clearing system, in a coded form as published in an external list. Allowed values: ATBLZ, AUBSB, CACPA, CHBCC, CHSIC, CNAPS, DEBLZ, ESNCC, GBDSC, GRBIC, HKNCC, IENCC, INFSC, ITNCC, JPZGN, NZNCC, PLKNR, PTNCC, RUCBC, SESBA, SGIBG, THCBC, TWNCC, USABA, USPID, ZANCC, NZRSA, MZBMO, CNCIP, KRBOK
clearingSystemIdentificationProprietary	string , optional	Identification code for a clearing system, that has not yet been identified in the list of clearing systems.
typeCode	string , optional	Remark: Shall not be used in the consent model, since account category provides enough information for the ASPSP. Allowed values: CACC, CARD, CASH, CHAR, CISH, COMM, CPAC, LLSV, LOAN, MGLD, MOMA, NREX, ODFT, ONDP, OTHR, SACC, SLRY, SVGS, TAXE, TRAN, TRAS, VACC, NFCA
maskedPan	string , optional	Primary Account Number (PAN) of a card in a masked form.
typeProprietary	string , optional	Remark: Shall not be used in the consent model, since account category provides enough information for the ASPSP.
equivalentAmount	object , optional	See document "openFinance API Framework Data Dictionary", section "Equivalent Amount" for more details.
amount	object , required	Amount of money to be transferred between the debtor and creditor, before the deduction of charges, expressed in the currency of the debtor's account, and to be transferred in a different currency. Usage: The first agent will convert the equivalent amount into the amount to be transferred.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
currencyOfTransfer	string , required	Specifies the currency of the to be transferred amount, which differes from the currency of the debtor's account.
instructedAmount	object , optional	An amount with its currency.
amount	string , required	The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot. Example: Valid representations for EUR with up to two decimals are: * 1056 * 5768.2 * -1.50 * 5877.78 Pattern: ^-?[0-9]{1,14}(\.[0-9]{1,3})?$
currency	string , required	ISO 4217 Alpha 3 currency code
ultimateCreditor	object , optional	A party involved in the transaction.
name	string , optional	Name of the party.
postaladdress	object , optional	Postal Address of the party.
room	string , optional	Building room number.
floor	string , optional	Floor or storey within a building.
country	string , optional	Nation with its own government. Usage Rule: If address lines are not used, this attribute is mandatrory.
postBox	string , optional	Numbered box in a post office, assigned to a person or organisation, where letters are kept until called for.
postCode	string , optional	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
townName	string , optional	Name of a built-up area, with defined boundaries, and a local government. Usage Rule: If address lines are not used, this attribute is mandatrory.
department	string , optional	Identification of a division of a large organisation or building.
streetName	string , optional	Name of a street or thoroughfare.
addressLines	array[string] , optional	At most seven entries are permitted. May only be used, if none of the structured address elements "streetName", "buildingNumber", "postcode" or "townName" is used. Remark: For SEPA transactions this is further restricted to a maximum of 1 entry.
buildingName	string , optional	Name of the building or house.
districtName	string , optional	Identifies a subdivision within a country sub-division.
subDepartment	string , optional	Identification of a sub-division of a large organisation or building.
buildingNumber	string , optional	Number that identifies the position of a building on a street.
townLocationName	string , optional	Specific location name within the town.
countrySubDivision	string , optional	Identifies a subdivision of a country such as state, region, county.
identification	object , optional	Identification of the party.
privateId	object , optional	A scheme name defined in a proprietary way.
others	array[object] , optional	Unique identification of a person, as assigned by an institution, using an identification scheme. Shall be used if none of the above attributes is used.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of a oersib.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: ARNU, CCPT, CUST, DRLC, EMPL, NIDN, SOSE, TELE, TXID, POID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
birthDate	string , optional	A date in ISO 8601 format (YYYY-MM-DD). Format: date
cityOfBirth	string , optional
countryOfBirth	string , optional	ISO 3166-1 alpha-2 country code.
provinceOfBirth	string , optional
organisationId	object , optional	An entry provided by an external ISO code list
lei	string , optional	Legal Entity Identifier.
anyBIC	string , optional	A code allocated to a business entity or to a financial institution by a Registration Authority under an international identification scheme.
others	array[object] , optional	Unique identification of an organisation, as assigned by an institution, using an identification scheme.
issuer	string , optional	Issuer of the identification
identification	string , required	Unique and unambiguous identification of an organisation.
schemeNameCode	string , optional	An entry provided by an external ISO code list Allowed values: BANK, CBID, CHID, CINC, COID, CUST, DUNS, EMPL, GS1G, SREN, SRET, TXID, BDID, BOID
schemeNameProprietary	string , optional	A scheme name defined in a proprietary way.
additionalPartyInformation	object , optional	Only supported in extended services for creditor related parties, if at all. NOTE: This information will be neither put to the related interbank payment nor to account reports/statements and might only be used to display related information to the PSU during potential authorisation processes.
logoURL	string , optional	A hyperlink to the logo of the party.
tradeName	string , optional	Trade name of the related party. For display to the PSU only.
geoLocation	string , optional	Geographic location as latitude and longitude.
merchantCategoryCode	string , optional	Merchant Category Code as assigned by ISO:
statusReasonAdditionalInformation	string , optional	Further details on the status reason.
statusReasonInformationProprietary	string , optional	Proprietary additional information on the reason for e.g. rejecting the request. Remark: If an ISO Code is available it should be used instead of Proprietary Reasons. Further restrictions could be defined by API Access Schemes.
_links	object , required	A list of hyperlinks to be recognised by the API Client. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. The potential links for this response message are generically defined in [oFA SMPF] for all Transaction Initiation Response messages. These links will also be contained in the related Open API files. Remark: All links can be relative or full links, to be decided by the ASPSP.
status	object , optional	A hyperlink object containing the target URL.
href	string , required
scaOAuth	object , optional	A hyperlink object containing the target URL.
href	string , required
scaStatus	object , optional	A hyperlink object containing the target URL.
href	string , required
scaRedirect	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmation	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionFees	object , optional	A hyperlink object containing the target URL.
href	string , required
authoriseTransaction	object , optional	A hyperlink object containing the target URL.
href	string , required
encryptionCertificates	array[object] , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuIdentification	object , optional	A hyperlink object containing the target URL.
href	string , required
selectAuthenticationMethod	object , optional	A hyperlink object containing the target URL.
href	string , required
updateEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required

Field	Type	Description
scaStatus	string , required	See document "openFinance API Framework Data Dictionary", section "SCA Status" for more details. Allowed values: received, psuIdentified, psuAuthenticated, scaMethodSelected, started, unconfirmed, finalised, failed, exempted
_links	object , required	A list of hyperlinks to be recognised by the API Client. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. The potential links for this response message are generically defined in [oFA SMPF] for all Transaction Initiation Response messages. These links will also be contained in the related Open API files. Remark: All links can be relative or full links, to be decided by the ASPSP.
status	object , optional	A hyperlink object containing the target URL.
href	string , required
scaOAuth	object , optional	A hyperlink object containing the target URL.
href	string , required
scaStatus	object , optional	A hyperlink object containing the target URL.
href	string , required
scaRedirect	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmation	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionFees	object , optional	A hyperlink object containing the target URL.
href	string , required
authoriseTransaction	object , optional	A hyperlink object containing the target URL.
href	string , required
encryptionCertificates	array[object] , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuIdentification	object , optional	A hyperlink object containing the target URL.
href	string , required
selectAuthenticationMethod	object , optional	A hyperlink object containing the target URL.
href	string , required
updateEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required

Field	Type	Description
scaStatus	string , required	See document "openFinance API Framework Data Dictionary", section "SCA Status" for more details. Allowed values: received, psuIdentified, psuAuthenticated, scaMethodSelected, started, unconfirmed, finalised, failed, exempted
psuMessage	string , optional	Text to be displayed to the PSU.
_links	object , required	A list of hyperlinks to be recognised by the API Client. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request. The potential links for this response message are generically defined in [oFA SMPF] for all Transaction Initiation Response messages. These links will also be contained in the related Open API files. Remark: All links can be relative or full links, to be decided by the ASPSP.
status	object , optional	A hyperlink object containing the target URL.
href	string , required
scaOAuth	object , optional	A hyperlink object containing the target URL.
href	string , required
scaStatus	object , optional	A hyperlink object containing the target URL.
href	string , required
scaRedirect	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmation	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionFees	object , optional	A hyperlink object containing the target URL.
href	string , required
authoriseTransaction	object , optional	A hyperlink object containing the target URL.
href	string , required
encryptionCertificates	array[object] , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updatePsuIdentification	object , optional	A hyperlink object containing the target URL.
href	string , required
selectAuthenticationMethod	object , optional	A hyperlink object containing the target URL.
href	string , required
updateEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A hyperlink object containing the target URL.
href	string , required
updateAdditionalEncryptedPsuAuthentication	object , optional	A hyperlink object containing the target URL.
href	string , required

Field	Type	Description
apiClientMessages	array[object] , optional	Errors and warnings describing why the request failed. See Errors for the message format.
code	string , required	The error code identifying the specific problem. Allowed values: FORMAT_ERROR, PARAMETER_NOT_CONSISTENT, PARAMETER_NOT_SUPPORTED, SERVICE_INVALID, CONSENT_UNKNOWN, RESOURCE_UNKNOWN, RESOURCE_EXPIRED, RESOURCE_BLOCKED, TIMESTAMP_INVALID, PERIOD_INVALID, SCA_METHOD_UNKNOWN, SCA_INVALID Example: `FORMAT_ERROR`
path	string , optional
text	string , optional	Example: `Text, maximum of 500 characters.` Allowed length: max: 500
category	string , required	Only "ERROR" or "WARNING" permitted
_links	object , optional	Hyperlinks to related resources.
last	object , optional	Navigation link for paginated account reports.
href	string , required
next	object , optional	Navigation link for paginated account reports.
href	string , required
self	object , optional	The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.
href	string , required
first	object , optional	Navigation link for paginated account reports.
href	string , required
orders	object , optional	A link to the resource providing the list of orders of one securitiesAccount.
href	string , required
status	object , optional	A link to retrieve the status of the transaction resource.
href	string , required
account	object , optional	A link to the resource providing the details of one account
href	string , required
balances	object , optional	A link to the resource providing the balance of a dedicated account.
href	string , required
download	object , optional	Download link for huge AIS data packages.
href	string , required
previous	object , optional	Navigation link for paginated account reports.
href	string , required
scaOAuth	object , optional	The link refers to a JSON document specifying the OAuth details of the ASPSP's authorisation server. JSON document follows the definition given in [RFC 8414].
href	string , required
ibanCheck	object , optional	A link to the endpoint offering the addressed iban check result.
href	string , required
positions	object , optional	A link to the resource providing the list of positions of one securitiesAccount.
href	string , required
scaStatus	object , optional	A link to retrieve the status of the authorisation or cancellation-authorisation sub-resource.
href	string , required
cardAccount	object , optional	A link to the resource providing the details of one card account.
href	string , required
loanAccount	object , optional	A link to the resource providing the details of a loan account.
href	string , required
onboardings	object , optional	A link to commercially onboard to the related API, see openFinance, Admin Services for more details.
href	string , required
scaRedirect	object , optional	A link to an ASPSP site where SCA is performed within the Redirect SCA approach.
href	string , required
confirmation	object , optional	"confirmation": Might be added by the ASPSP if either the "scaRedirect" or "scaOAuth" hyperlink is returned in the same response message. This hyperlink defines the URL to the resource which needs to be updated with * a confirmation code as retrieved after the plain redirect authentication process with the ASPSP authentication server or * an access token as retrieved by submitting an authorization code after the integrated Oauth based authentication process with the ASPSP authentication server.
href	string , required
orderDetails	object , optional	A link to the resource providing details of one specific order.
href	string , required
subscription	object , optional	A link to the resource providing the details of a subscription for Push AIS Services.
href	string , required
transactions	object , optional	A link to the resource providing the transaction history of a dedicated account.
href	string , required
aspspContacts	object , optional	A hyperlink object containing the target URL.
href	string , required
relatedOrders	array[object] , optional	An array of links to request order details of related orders related to the order that is represented by the data structure containing this element (e.g. other orders that originated from the same order split as this order).
href	string , required
aspspDowntimes	object , optional	A hyperlink object containing the target URL.
href	string , required
readConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
savingsAccount	object , optional	A link to the resource providing the details of a savings account.
href	string , required
aspspParameters	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionfees	object , optional	The link is to the status resource. This link is only added within the authorisation process in case fee information is available via the status resource.
href	string , required
cardTransactions	object , optional	A link to the resource providing the transaction history of a dedicated card account.
href	string , required
confirmConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmInitiation	object , optional	link to a confirmation endpoint, where a payment initiation needs to be confirmed explicitly by the API Client for execution.
href	string , required
paymentInitiation	object , optional	A link to an initiation related to a payment resource.
href	string , required
securitiesAccount	object , optional	A link to the resource providing the details of one securitiesAccount.
href	string , required
entryStatusRevoked	array[object] , optional	Links to entry endpoints where the entry status is revoked.
href	string , required
startAuthorisation	object , optional	A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.
href	string , required
transactionDetails	object , optional	A link to the resource providing details of a dedicated transaction.
href	string , required
relatedTransactions	array[object] , optional	An array of links to request securities transaction details of transactions that resulted from this order.
href	string , required
authoriseTransaction	object , optional	The link to the payment initiation or consent resource, where the "Transaction Authorisation"Request" is sent to. This is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach.
href	string , required
updateProprietaryData	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the proprietary data.
href	string , required
updatePsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet.
href	string , required
updatePsuIdentification	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the PSU identification if not delivered yet.
href	string , required
creditorNameConfirmation	object , optional	A link to an endpoint, where the submitted payment needs to be confirmed explicitly for execution after a verification of payee process has detected a deviation in the creditor account/creditor name pair. If this hyperlink is provided, the addressed payment will not be executed without a related confirmation.
href	string , required
selectAuthenticationMethod	object , optional	This is a link to a resource, where the TPP can select the applicable second factor authentication methods for the PSU, if there were several available authentication methods.
href	string , required
updateEncryptedPsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by an encrypted PSU password and eventually the PSU identification if not delivered yet.
href	string , required
startAuthorisationWithProprietaryData	object , optional	A link to the endpoint, where the authorisation of a transaction or of a transaction cancellation shall be started, and where proprietary data needs to be updated with this call. The TPP can find the scope of missing proprietary data in the ASPSP documentation. The usage of this hyperlink is not further specified in the specification but is used analogously to e.g. the startAuthorisation withPsuIdentification hyperlink.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A link to a payment related resource which needs to be updated by an account, referenced by a resource identification.
href	string , required
startAuthorisationWithPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithPsuIdentification	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithTransactionAuthorisation	object , optional	A link to an endpoint, where an authorisation of a transaction or a cancellation can be started, and where the response data for the challenge is uploaded in the same call for the transaction authorisation or transaction cancellation at the same time in the Embedded SCA Approach.
href	string , required
startAuthorisationWithEncryptedPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithAuthenticationMethodSelection	object , optional	This is a link to and endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where the selected SCA method shall be uploaded with the corresponding call.
href	string , required

Field	Type	Description
apiClientMessages	array[object] , optional	Errors and warnings describing why the request failed. See Errors for the message format.
code	string , required	The error code identifying the specific problem. Allowed values: CERTIFICATE_INVALID, ROLE_INVALID, CERTIFICATE_EXPIRED, CERTIFICATE_BLOCKED, CERTIFICATE_REVOKED, CERTIFICATE_MISSING, CLIENT_INVALID, CLIENT_INCONSISTENT, API_CONTRACT_ID_INVALID, SIGNATURE_INVALID, SIGNATURE_MISSING, ROLE_INVALID, PSU_CREDENTIALS_INVALID, CORPORATE_ID_INVALID, CONSENT_INVALID, CONSENT_EXPIRED, TOKEN_UNKNOWN, TOKEN_INVALID, TOKEN_EXPIRED Example: `CERTIFICATE_INVALID`
path	string , optional
text	string , optional	Example: `Text, maximum of 500 characters.` Allowed length: max: 500
category	string , required	Only "ERROR" or "WARNING" permitted
_links	object , optional	Hyperlinks to related resources.
last	object , optional	Navigation link for paginated account reports.
href	string , required
next	object , optional	Navigation link for paginated account reports.
href	string , required
self	object , optional	The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.
href	string , required
first	object , optional	Navigation link for paginated account reports.
href	string , required
orders	object , optional	A link to the resource providing the list of orders of one securitiesAccount.
href	string , required
status	object , optional	A link to retrieve the status of the transaction resource.
href	string , required
account	object , optional	A link to the resource providing the details of one account
href	string , required
balances	object , optional	A link to the resource providing the balance of a dedicated account.
href	string , required
download	object , optional	Download link for huge AIS data packages.
href	string , required
previous	object , optional	Navigation link for paginated account reports.
href	string , required
scaOAuth	object , optional	The link refers to a JSON document specifying the OAuth details of the ASPSP's authorisation server. JSON document follows the definition given in [RFC 8414].
href	string , required
ibanCheck	object , optional	A link to the endpoint offering the addressed iban check result.
href	string , required
positions	object , optional	A link to the resource providing the list of positions of one securitiesAccount.
href	string , required
scaStatus	object , optional	A link to retrieve the status of the authorisation or cancellation-authorisation sub-resource.
href	string , required
cardAccount	object , optional	A link to the resource providing the details of one card account.
href	string , required
loanAccount	object , optional	A link to the resource providing the details of a loan account.
href	string , required
onboardings	object , optional	A link to commercially onboard to the related API, see openFinance, Admin Services for more details.
href	string , required
scaRedirect	object , optional	A link to an ASPSP site where SCA is performed within the Redirect SCA approach.
href	string , required
confirmation	object , optional	"confirmation": Might be added by the ASPSP if either the "scaRedirect" or "scaOAuth" hyperlink is returned in the same response message. This hyperlink defines the URL to the resource which needs to be updated with * a confirmation code as retrieved after the plain redirect authentication process with the ASPSP authentication server or * an access token as retrieved by submitting an authorization code after the integrated Oauth based authentication process with the ASPSP authentication server.
href	string , required
orderDetails	object , optional	A link to the resource providing details of one specific order.
href	string , required
subscription	object , optional	A link to the resource providing the details of a subscription for Push AIS Services.
href	string , required
transactions	object , optional	A link to the resource providing the transaction history of a dedicated account.
href	string , required
aspspContacts	object , optional	A hyperlink object containing the target URL.
href	string , required
relatedOrders	array[object] , optional	An array of links to request order details of related orders related to the order that is represented by the data structure containing this element (e.g. other orders that originated from the same order split as this order).
href	string , required
aspspDowntimes	object , optional	A hyperlink object containing the target URL.
href	string , required
readConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
savingsAccount	object , optional	A link to the resource providing the details of a savings account.
href	string , required
aspspParameters	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionfees	object , optional	The link is to the status resource. This link is only added within the authorisation process in case fee information is available via the status resource.
href	string , required
cardTransactions	object , optional	A link to the resource providing the transaction history of a dedicated card account.
href	string , required
confirmConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmInitiation	object , optional	link to a confirmation endpoint, where a payment initiation needs to be confirmed explicitly by the API Client for execution.
href	string , required
paymentInitiation	object , optional	A link to an initiation related to a payment resource.
href	string , required
securitiesAccount	object , optional	A link to the resource providing the details of one securitiesAccount.
href	string , required
entryStatusRevoked	array[object] , optional	Links to entry endpoints where the entry status is revoked.
href	string , required
startAuthorisation	object , optional	A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.
href	string , required
transactionDetails	object , optional	A link to the resource providing details of a dedicated transaction.
href	string , required
relatedTransactions	array[object] , optional	An array of links to request securities transaction details of transactions that resulted from this order.
href	string , required
authoriseTransaction	object , optional	The link to the payment initiation or consent resource, where the "Transaction Authorisation"Request" is sent to. This is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach.
href	string , required
updateProprietaryData	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the proprietary data.
href	string , required
updatePsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet.
href	string , required
updatePsuIdentification	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the PSU identification if not delivered yet.
href	string , required
creditorNameConfirmation	object , optional	A link to an endpoint, where the submitted payment needs to be confirmed explicitly for execution after a verification of payee process has detected a deviation in the creditor account/creditor name pair. If this hyperlink is provided, the addressed payment will not be executed without a related confirmation.
href	string , required
selectAuthenticationMethod	object , optional	This is a link to a resource, where the TPP can select the applicable second factor authentication methods for the PSU, if there were several available authentication methods.
href	string , required
updateEncryptedPsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by an encrypted PSU password and eventually the PSU identification if not delivered yet.
href	string , required
startAuthorisationWithProprietaryData	object , optional	A link to the endpoint, where the authorisation of a transaction or of a transaction cancellation shall be started, and where proprietary data needs to be updated with this call. The TPP can find the scope of missing proprietary data in the ASPSP documentation. The usage of this hyperlink is not further specified in the specification but is used analogously to e.g. the startAuthorisation withPsuIdentification hyperlink.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A link to a payment related resource which needs to be updated by an account, referenced by a resource identification.
href	string , required
startAuthorisationWithPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithPsuIdentification	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithTransactionAuthorisation	object , optional	A link to an endpoint, where an authorisation of a transaction or a cancellation can be started, and where the response data for the challenge is uploaded in the same call for the transaction authorisation or transaction cancellation at the same time in the Embedded SCA Approach.
href	string , required
startAuthorisationWithEncryptedPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithAuthenticationMethodSelection	object , optional	This is a link to and endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where the selected SCA method shall be uploaded with the corresponding call.
href	string , required

Field	Type	Description
apiClientMessages	array[object] , optional	Errors and warnings describing why the request failed. See Errors for the message format.
code	string , required	The error code identifying the specific problem. Allowed values: SERVICE_BLOCKED, CONSENT_UNKNOWN, RESOURCE_UNKNOWN, RESOURCE_EXPIRED Example: `SERVICE_BLOCKED`
path	string , optional
text	string , optional	Example: `Text, maximum of 500 characters.` Allowed length: max: 500
category	string , required	Only "ERROR" or "WARNING" permitted
_links	object , optional	Hyperlinks to related resources.
last	object , optional	Navigation link for paginated account reports.
href	string , required
next	object , optional	Navigation link for paginated account reports.
href	string , required
self	object , optional	The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.
href	string , required
first	object , optional	Navigation link for paginated account reports.
href	string , required
orders	object , optional	A link to the resource providing the list of orders of one securitiesAccount.
href	string , required
status	object , optional	A link to retrieve the status of the transaction resource.
href	string , required
account	object , optional	A link to the resource providing the details of one account
href	string , required
balances	object , optional	A link to the resource providing the balance of a dedicated account.
href	string , required
download	object , optional	Download link for huge AIS data packages.
href	string , required
previous	object , optional	Navigation link for paginated account reports.
href	string , required
scaOAuth	object , optional	The link refers to a JSON document specifying the OAuth details of the ASPSP's authorisation server. JSON document follows the definition given in [RFC 8414].
href	string , required
ibanCheck	object , optional	A link to the endpoint offering the addressed iban check result.
href	string , required
positions	object , optional	A link to the resource providing the list of positions of one securitiesAccount.
href	string , required
scaStatus	object , optional	A link to retrieve the status of the authorisation or cancellation-authorisation sub-resource.
href	string , required
cardAccount	object , optional	A link to the resource providing the details of one card account.
href	string , required
loanAccount	object , optional	A link to the resource providing the details of a loan account.
href	string , required
onboardings	object , optional	A link to commercially onboard to the related API, see openFinance, Admin Services for more details.
href	string , required
scaRedirect	object , optional	A link to an ASPSP site where SCA is performed within the Redirect SCA approach.
href	string , required
confirmation	object , optional	"confirmation": Might be added by the ASPSP if either the "scaRedirect" or "scaOAuth" hyperlink is returned in the same response message. This hyperlink defines the URL to the resource which needs to be updated with * a confirmation code as retrieved after the plain redirect authentication process with the ASPSP authentication server or * an access token as retrieved by submitting an authorization code after the integrated Oauth based authentication process with the ASPSP authentication server.
href	string , required
orderDetails	object , optional	A link to the resource providing details of one specific order.
href	string , required
subscription	object , optional	A link to the resource providing the details of a subscription for Push AIS Services.
href	string , required
transactions	object , optional	A link to the resource providing the transaction history of a dedicated account.
href	string , required
aspspContacts	object , optional	A hyperlink object containing the target URL.
href	string , required
relatedOrders	array[object] , optional	An array of links to request order details of related orders related to the order that is represented by the data structure containing this element (e.g. other orders that originated from the same order split as this order).
href	string , required
aspspDowntimes	object , optional	A hyperlink object containing the target URL.
href	string , required
readConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
savingsAccount	object , optional	A link to the resource providing the details of a savings account.
href	string , required
aspspParameters	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionfees	object , optional	The link is to the status resource. This link is only added within the authorisation process in case fee information is available via the status resource.
href	string , required
cardTransactions	object , optional	A link to the resource providing the transaction history of a dedicated card account.
href	string , required
confirmConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmInitiation	object , optional	link to a confirmation endpoint, where a payment initiation needs to be confirmed explicitly by the API Client for execution.
href	string , required
paymentInitiation	object , optional	A link to an initiation related to a payment resource.
href	string , required
securitiesAccount	object , optional	A link to the resource providing the details of one securitiesAccount.
href	string , required
entryStatusRevoked	array[object] , optional	Links to entry endpoints where the entry status is revoked.
href	string , required
startAuthorisation	object , optional	A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.
href	string , required
transactionDetails	object , optional	A link to the resource providing details of a dedicated transaction.
href	string , required
relatedTransactions	array[object] , optional	An array of links to request securities transaction details of transactions that resulted from this order.
href	string , required
authoriseTransaction	object , optional	The link to the payment initiation or consent resource, where the "Transaction Authorisation"Request" is sent to. This is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach.
href	string , required
updateProprietaryData	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the proprietary data.
href	string , required
updatePsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet.
href	string , required
updatePsuIdentification	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the PSU identification if not delivered yet.
href	string , required
creditorNameConfirmation	object , optional	A link to an endpoint, where the submitted payment needs to be confirmed explicitly for execution after a verification of payee process has detected a deviation in the creditor account/creditor name pair. If this hyperlink is provided, the addressed payment will not be executed without a related confirmation.
href	string , required
selectAuthenticationMethod	object , optional	This is a link to a resource, where the TPP can select the applicable second factor authentication methods for the PSU, if there were several available authentication methods.
href	string , required
updateEncryptedPsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by an encrypted PSU password and eventually the PSU identification if not delivered yet.
href	string , required
startAuthorisationWithProprietaryData	object , optional	A link to the endpoint, where the authorisation of a transaction or of a transaction cancellation shall be started, and where proprietary data needs to be updated with this call. The TPP can find the scope of missing proprietary data in the ASPSP documentation. The usage of this hyperlink is not further specified in the specification but is used analogously to e.g. the startAuthorisation withPsuIdentification hyperlink.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A link to a payment related resource which needs to be updated by an account, referenced by a resource identification.
href	string , required
startAuthorisationWithPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithPsuIdentification	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithTransactionAuthorisation	object , optional	A link to an endpoint, where an authorisation of a transaction or a cancellation can be started, and where the response data for the challenge is uploaded in the same call for the transaction authorisation or transaction cancellation at the same time in the Embedded SCA Approach.
href	string , required
startAuthorisationWithEncryptedPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithAuthenticationMethodSelection	object , optional	This is a link to and endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where the selected SCA method shall be uploaded with the corresponding call.
href	string , required

Field	Type	Description
apiClientMessages	array[object] , optional	Errors and warnings describing why the request failed. See Errors for the message format.
code	string , required	The error code identifying the specific problem. Allowed values: SERVICE_INVALID Example: `SERVICE_INVALID`
path	string , optional
text	string , optional	Example: `Text, maximum of 500 characters.` Allowed length: max: 500
category	string , required	Only "ERROR" or "WARNING" permitted
_links	object , optional	Hyperlinks to related resources.
last	object , optional	Navigation link for paginated account reports.
href	string , required
next	object , optional	Navigation link for paginated account reports.
href	string , required
self	object , optional	The link to the payment initiation resource created by the request itself. This link can be used later to retrieve the transaction status of the payment initiation.
href	string , required
first	object , optional	Navigation link for paginated account reports.
href	string , required
orders	object , optional	A link to the resource providing the list of orders of one securitiesAccount.
href	string , required
status	object , optional	A link to retrieve the status of the transaction resource.
href	string , required
account	object , optional	A link to the resource providing the details of one account
href	string , required
balances	object , optional	A link to the resource providing the balance of a dedicated account.
href	string , required
download	object , optional	Download link for huge AIS data packages.
href	string , required
previous	object , optional	Navigation link for paginated account reports.
href	string , required
scaOAuth	object , optional	The link refers to a JSON document specifying the OAuth details of the ASPSP's authorisation server. JSON document follows the definition given in [RFC 8414].
href	string , required
ibanCheck	object , optional	A link to the endpoint offering the addressed iban check result.
href	string , required
positions	object , optional	A link to the resource providing the list of positions of one securitiesAccount.
href	string , required
scaStatus	object , optional	A link to retrieve the status of the authorisation or cancellation-authorisation sub-resource.
href	string , required
cardAccount	object , optional	A link to the resource providing the details of one card account.
href	string , required
loanAccount	object , optional	A link to the resource providing the details of a loan account.
href	string , required
onboardings	object , optional	A link to commercially onboard to the related API, see openFinance, Admin Services for more details.
href	string , required
scaRedirect	object , optional	A link to an ASPSP site where SCA is performed within the Redirect SCA approach.
href	string , required
confirmation	object , optional	"confirmation": Might be added by the ASPSP if either the "scaRedirect" or "scaOAuth" hyperlink is returned in the same response message. This hyperlink defines the URL to the resource which needs to be updated with * a confirmation code as retrieved after the plain redirect authentication process with the ASPSP authentication server or * an access token as retrieved by submitting an authorization code after the integrated Oauth based authentication process with the ASPSP authentication server.
href	string , required
orderDetails	object , optional	A link to the resource providing details of one specific order.
href	string , required
subscription	object , optional	A link to the resource providing the details of a subscription for Push AIS Services.
href	string , required
transactions	object , optional	A link to the resource providing the transaction history of a dedicated account.
href	string , required
aspspContacts	object , optional	A hyperlink object containing the target URL.
href	string , required
relatedOrders	array[object] , optional	An array of links to request order details of related orders related to the order that is represented by the data structure containing this element (e.g. other orders that originated from the same order split as this order).
href	string , required
aspspDowntimes	object , optional	A hyperlink object containing the target URL.
href	string , required
readConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
savingsAccount	object , optional	A link to the resource providing the details of a savings account.
href	string , required
aspspParameters	object , optional	A hyperlink object containing the target URL.
href	string , required
transactionfees	object , optional	The link is to the status resource. This link is only added within the authorisation process in case fee information is available via the status resource.
href	string , required
cardTransactions	object , optional	A link to the resource providing the transaction history of a dedicated card account.
href	string , required
confirmConditions	object , optional	A hyperlink object containing the target URL.
href	string , required
confirmInitiation	object , optional	link to a confirmation endpoint, where a payment initiation needs to be confirmed explicitly by the API Client for execution.
href	string , required
paymentInitiation	object , optional	A link to an initiation related to a payment resource.
href	string , required
securitiesAccount	object , optional	A link to the resource providing the details of one securitiesAccount.
href	string , required
entryStatusRevoked	array[object] , optional	Links to entry endpoints where the entry status is revoked.
href	string , required
startAuthorisation	object , optional	A link to an endpoint, where the authorisation of a transaction or the authorisation of a transaction cancellation shall be started with a POST command. No specific data is needed for this process start.
href	string , required
transactionDetails	object , optional	A link to the resource providing details of a dedicated transaction.
href	string , required
relatedTransactions	array[object] , optional	An array of links to request securities transaction details of transactions that resulted from this order.
href	string , required
authoriseTransaction	object , optional	The link to the payment initiation or consent resource, where the "Transaction Authorisation"Request" is sent to. This is the link to the resource which will authorise the payment or the consent by checking the SCA authentication data within the Embedded SCA approach.
href	string , required
updateProprietaryData	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the proprietary data.
href	string , required
updatePsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by a PSU password and eventually the PSU identification if not delivered yet.
href	string , required
updatePsuIdentification	object , optional	The link to the payment initiation or account information resource, which needs to be updated by the PSU identification if not delivered yet.
href	string , required
creditorNameConfirmation	object , optional	A link to an endpoint, where the submitted payment needs to be confirmed explicitly for execution after a verification of payee process has detected a deviation in the creditor account/creditor name pair. If this hyperlink is provided, the addressed payment will not be executed without a related confirmation.
href	string , required
selectAuthenticationMethod	object , optional	This is a link to a resource, where the TPP can select the applicable second factor authentication methods for the PSU, if there were several available authentication methods.
href	string , required
updateEncryptedPsuAuthentication	object , optional	The link to the payment initiation or account information resource, which needs to be updated by an encrypted PSU password and eventually the PSU identification if not delivered yet.
href	string , required
startAuthorisationWithProprietaryData	object , optional	A link to the endpoint, where the authorisation of a transaction or of a transaction cancellation shall be started, and where proprietary data needs to be updated with this call. The TPP can find the scope of missing proprietary data in the ASPSP documentation. The usage of this hyperlink is not further specified in the specification but is used analogously to e.g. the startAuthorisation withPsuIdentification hyperlink.
href	string , required
updateResourceByDebtorAccountResource	object , optional	A link to a payment related resource which needs to be updated by an account, referenced by a resource identification.
href	string , required
startAuthorisationWithPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithPsuIdentification	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where PSU identification shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithTransactionAuthorisation	object , optional	A link to an endpoint, where an authorisation of a transaction or a cancellation can be started, and where the response data for the challenge is uploaded in the same call for the transaction authorisation or transaction cancellation at the same time in the Embedded SCA Approach.
href	string , required
startAuthorisationWithEncryptedPsuAuthentication	object , optional	The link to an endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where encrypted PSU authentication data shall be uploaded with the corresponding call.
href	string , required
startAuthorisationWithAuthenticationMethodSelection	object , optional	This is a link to and endpoint where the authorisation of a transaction or of a transaction cancellation shall be started, where the selected SCA method shall be uploaded with the corresponding call.
href	string , required

curl -X PUT \
  "https://openfinance.saltedge.com/test_bank/api/v2/{resource-path}/{resourceId}/{authorisation-category}/{authorisationId}" \
  -H "X-Request-ID: 99391c7e-ad88-49ec-a2ad-99ddcb1f7721" \
  -H "Content-Type: application/json" \
  -d '{
  "psuData": {
    "password": "string",
    "encryptedPassword": "string"
  }
}'

curl -X PUT \
  "https://openfinance.saltedge.com/test_bank/api/v2/{resource-path}/{resourceId}/{authorisation-category}/{authorisationId}" \
  -H "X-Request-ID: 99391c7e-ad88-49ec-a2ad-99ddcb1f7721" \
  -H "Content-Type: application/json" \
  -d '{
  "authenticationMethodId": "string"
}'

curl -X PUT \
  "https://openfinance.saltedge.com/test_bank/api/v2/{resource-path}/{resourceId}/{authorisation-category}/{authorisationId}" \
  -H "X-Request-ID: 99391c7e-ad88-49ec-a2ad-99ddcb1f7721" \
  -H "Content-Type: application/json" \
  -d '{
  "scaAuthenticationData": "string"
}'

curl -X PUT \
  "https://openfinance.saltedge.com/test_bank/api/v2/{resource-path}/{resourceId}/{authorisation-category}/{authorisationId}" \
  -H "X-Request-ID: 99391c7e-ad88-49ec-a2ad-99ddcb1f7721" \
  -H "Content-Type: application/json" \
  -d '{
  "confirmationCode": "string"
}'

{
  "scaStatus": "received",
  "psuMessage": "Text, maximum of 500 characters.",
  "scaMethods": [
    {
      "name": "string",
      "explanation": "string",
      "authenticationType": "PUSH_OTP",
      "authenticationVersion": "string",
      "authenticationMethodId": "Text, maximum of 35 characters."
    }
  ],
  "transactionFees": {
    "amount": "string",
    "currency": "EUR"
  },
  "estimatedTotalAmount": {
    "amount": "string",
    "currency": "EUR"
  },
  "currencyConversionFees": {
    "amount": "string",
    "currency": "EUR"
  },
  "estimatedInterbankSettlementAmount": {
    "amount": "string",
    "currency": "EUR"
  },
  "_links": {
    "status": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "transactionFees": {
      "href": "string"
    },
    "authoriseTransaction": {
      "href": "string"
    },
    "encryptionCertificates": [
      {
        "href": "string"
      }
    ],
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "updateAdditionalPsuAuthentication": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "updateAdditionalEncryptedPsuAuthentication": {
      "href": "string"
    }
  }
}

{
  "scaStatus": "received",
  "psuMessage": "Text, maximum of 500 characters.",
  "challengeData": {
    "data": [
      "string"
    ],
    "image": "string",
    "imageLink": "string",
    "otpFormat": "string",
    "otpMaxLength": 0,
    "additionalInformation": "string"
  },
  "chosenScaMethod": {
    "name": "string",
    "explanation": "string",
    "authenticationType": "PUSH_OTP",
    "authenticationVersion": "string",
    "authenticationMethodId": "Text, maximum of 35 characters."
  },
  "originalTransactionInformationAndVopStatus": [
    {
      "originalUetr": "99435c7e-ad88-49ec-a2ad-99ddcb1f5555",
      "creditorNameMatch": "MBAM",
      "transactionStatus": "ACCC",
      "originalEndToEndId": "Text, maximum of 35 characters.",
      "matchedCreditorName": "Text, maximum of 140 characters.",
      "originalInstructionId": "Text, maximum of 35 characters.",
      "creditorOrganisationIdMatch": "MTCH",
      "statusReasonInformationCode": "AM04",
      "originalTransactionReference": {
        "creditor": {
          "name": "Text, maximum of 140 characters.",
          "postaladdress": {
            "room": "Text, maximum of 70 characters.",
            "floor": "Text, maximum of 70 characters.",
            "country": "SE",
            "postBox": "16 Chars at most",
            "postCode": "16 Chars at most",
            "townName": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 70 characters.",
            "streetName": "Text, maximum of 70 characters.",
            "addressLines": [
              "Text, maximum of 140 characters."
            ],
            "buildingName": "Text, maximum of 35 characters.",
            "districtName": "Text, maximum of 35 characters.",
            "subDepartment": "Text, maximum of 70 characters.",
            "buildingNumber": "16 Chars at most",
            "townLocationName": "Text, maximum of 35 characters.",
            "countrySubDivision": "Text, maximum of 35 characters."
          },
          "identification": {
            "privateId": {
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "NIDN",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ],
              "birthDate": "2020-01-01",
              "cityOfBirth": "Text, maximum of 35 characters.",
              "countryOfBirth": "SE",
              "provinceOfBirth": "Text, maximum of 35 characters."
            },
            "organisationId": {
              "lei": "549300DTUYXVMJXZNY75",
              "anyBIC": "ECBFDEFFFIM",
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "BOID",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ]
            }
          },
          "additionalPartyInformation": {
            "logoURL": "Text, maximum of 2048 characters.",
            "tradeName": "Text, maximum of 70 characters.",
            "geoLocation": "GEO:52.506931;13.144558",
            "merchantCategoryCode": "string"
          }
        },
        "creditorAccount": {
          "pan": "Text, maximum of 35 characters.",
          "bban": "BARC12345612345678",
          "iban": "LT121000011101001000",
          "name": "Text, maximum of 70 characters.",
          "other": {
            "issuer": "Text, maximum of 35 characters.",
            "identification": "Text, maximum of 35 characters.",
            "schemeNameCode": "AIIN",
            "schemeNameProprietary": "Text, maximum of 35 characters."
          },
          "owner": {
            "name": "Text, maximum of 140 characters.",
            "postaladdress": {
              "room": "Text, maximum of 70 characters.",
              "floor": "Text, maximum of 70 characters.",
              "country": "SE",
              "postBox": "16 Chars at most",
              "postCode": "16 Chars at most",
              "townName": "Text, maximum of 35 characters.",
              "department": "Text, maximum of 70 characters.",
              "streetName": "Text, maximum of 70 characters.",
              "addressLines": [
                "Text, maximum of 140 characters."
              ],
              "buildingName": "Text, maximum of 35 characters.",
              "districtName": "Text, maximum of 35 characters.",
              "subDepartment": "Text, maximum of 70 characters.",
              "buildingNumber": "16 Chars at most",
              "townLocationName": "Text, maximum of 35 characters.",
              "countrySubDivision": "Text, maximum of 35 characters."
            }
          },
          "proxy": {
            "typeCode": "EMAL",
            "identification": "Text, maximum of 2048 characters.",
            "typeProprietary": "Text, maximum of 35 characters."
          },
          "msisdn": "Text, maximum of 35 characters.",
          "currency": "EUR",
          "servicer": {
            "name": "Text, maximum of 140 characters.",
            "bicfi": "ECBFDEFFFIM",
            "other": {
              "issuer": "Text, maximum of 35 characters.",
              "identification": "Text, maximum of 35 characters.",
              "schemeNameCode": "string",
              "schemeNameProprietary": "Text, maximum of 35 characters."
            },
            "postalAddress": {
              "room": "Text, maximum of 70 characters.",
              "floor": "Text, maximum of 70 characters.",
              "country": "SE",
              "postBox": "16 Chars at most",
              "postCode": "16 Chars at most",
              "townName": "Text, maximum of 35 characters.",
              "department": "Text, maximum of 70 characters.",
              "streetName": "Text, maximum of 70 characters.",
              "addressLines": [
                "Text, maximum of 140 characters."
              ],
              "buildingName": "Text, maximum of 35 characters.",
              "districtName": "Text, maximum of 35 characters.",
              "subDepartment": "Text, maximum of 70 characters.",
              "buildingNumber": "16 Chars at most",
              "townLocationName": "Text, maximum of 35 characters.",
              "countrySubDivision": "Text, maximum of 35 characters."
            },
            "clearingSystemMemberId": {
              "memberId": "Text, maximum of 35 characters.",
              "clearingSystemIdentificationCode": "DEBLZ",
              "clearingSystemIdentificationProprietary": "Text, maximum of 35 characters."
            }
          },
          "typeCode": "CACC",
          "maskedPan": "Text, maximum of 35 characters.",
          "typeProprietary": "Text, maximum of 35 characters."
        },
        "equivalentAmount": {
          "amount": {
            "amount": "string",
            "currency": "EUR"
          },
          "currencyOfTransfer": "EUR"
        },
        "instructedAmount": {
          "amount": "string",
          "currency": "EUR"
        },
        "ultimateCreditor": {
          "name": "Text, maximum of 140 characters.",
          "postaladdress": {
            "room": "Text, maximum of 70 characters.",
            "floor": "Text, maximum of 70 characters.",
            "country": "SE",
            "postBox": "16 Chars at most",
            "postCode": "16 Chars at most",
            "townName": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 70 characters.",
            "streetName": "Text, maximum of 70 characters.",
            "addressLines": [
              "Text, maximum of 140 characters."
            ],
            "buildingName": "Text, maximum of 35 characters.",
            "districtName": "Text, maximum of 35 characters.",
            "subDepartment": "Text, maximum of 70 characters.",
            "buildingNumber": "16 Chars at most",
            "townLocationName": "Text, maximum of 35 characters.",
            "countrySubDivision": "Text, maximum of 35 characters."
          },
          "identification": {
            "privateId": {
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "NIDN",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ],
              "birthDate": "2020-01-01",
              "cityOfBirth": "Text, maximum of 35 characters.",
              "countryOfBirth": "SE",
              "provinceOfBirth": "Text, maximum of 35 characters."
            },
            "organisationId": {
              "lei": "549300DTUYXVMJXZNY75",
              "anyBIC": "ECBFDEFFFIM",
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "BOID",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ]
            }
          },
          "additionalPartyInformation": {
            "logoURL": "Text, maximum of 2048 characters.",
            "tradeName": "Text, maximum of 70 characters.",
            "geoLocation": "GEO:52.506931;13.144558",
            "merchantCategoryCode": "string"
          }
        }
      },
      "statusReasonAdditionalInformation": "Text, maximum of 105 characters.",
      "statusReasonInformationProprietary": "Text, maximum of 35 characters."
    }
  ],
  "_links": {
    "status": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "transactionFees": {
      "href": "string"
    },
    "authoriseTransaction": {
      "href": "string"
    },
    "encryptionCertificates": [
      {
        "href": "string"
      }
    ],
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "updateAdditionalPsuAuthentication": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "updateAdditionalEncryptedPsuAuthentication": {
      "href": "string"
    }
  }
}

{
  "accounts": [
    {
      "bic": "ECBFDEFFFIM",
      "bban": "BARC12345612345678",
      "iban": "LT121000011101001000",
      "name": "Text, maximum of 70 characters.",
      "other": {
        "issuer": "Text, maximum of 35 characters.",
        "identification": "Text, maximum of 35 characters.",
        "schemeNameCode": "AIIN",
        "schemeNameProprietary": "Text, maximum of 35 characters."
      },
      "owner": {
        "name": "Text, maximum of 70 characters.",
        "role": "Text, maximum of 35 characters.",
        "postalAddress": {
          "room": "Text, maximum of 70 characters.",
          "floor": "Text, maximum of 70 characters.",
          "country": "SE",
          "postBox": "16 Chars at most",
          "postCode": "16 Chars at most",
          "townName": "Text, maximum of 35 characters.",
          "department": "Text, maximum of 70 characters.",
          "streetName": "Text, maximum of 70 characters.",
          "addressLines": [
            "Text, maximum of 140 characters."
          ],
          "buildingName": "Text, maximum of 35 characters.",
          "districtName": "Text, maximum of 35 characters.",
          "subDepartment": "Text, maximum of 70 characters.",
          "buildingNumber": "16 Chars at most",
          "townLocationName": "Text, maximum of 35 characters.",
          "countrySubDivision": "Text, maximum of 35 characters."
        },
        "contactDetails": {
          "name": "Text, maximum of 70 characters.",
          "jobTitle": "Text, maximum of 35 characters.",
          "faxNumber": "Text, maximum of 35 characters.",
          "department": "Text, maximum of 35 characters.",
          "namePrefix": "MADM",
          "phoneNumber": "Text, maximum of 35 characters.",
          "emailAddress": "Text, maximum of 70 characters.",
          "emailPurpose": "Text, maximum of 35 characters.",
          "mobileNumber": "Text, maximum of 35 characters.",
          "responsibility": "Text, maximum of 35 characters.",
          "preferredMethod": "MAIL"
        },
        "identification": {
          "privateId": {
            "others": [
              {
                "issuer": "Text, maximum of 35 characters.",
                "identification": "Text, maximum of 35 characters.",
                "schemeNameCode": "NIDN",
                "schemeNameProprietary": "Text, maximum of 35 characters."
              }
            ],
            "birthDate": "2020-01-01",
            "cityOfBirth": "Text, maximum of 35 characters.",
            "countryOfBirth": "SE",
            "provinceOfBirth": "Text, maximum of 35 characters."
          },
          "organisationId": {
            "lei": "549300DTUYXVMJXZNY75",
            "anyBIC": "ECBFDEFFFIM",
            "others": [
              {
                "issuer": "Text, maximum of 35 characters.",
                "identification": "Text, maximum of 35 characters.",
                "schemeNameCode": "BOID",
                "schemeNameProprietary": "Text, maximum of 35 characters."
              }
            ]
          }
        },
        "countryOfResidence": "SE"
      },
      "usage": "4CHR",
      "msisdn": "Text, maximum of 35 characters.",
      "owners": [
        {
          "name": "Text, maximum of 70 characters.",
          "role": "Text, maximum of 35 characters.",
          "postalAddress": {
            "room": "Text, maximum of 70 characters.",
            "floor": "Text, maximum of 70 characters.",
            "country": "SE",
            "postBox": "16 Chars at most",
            "postCode": "16 Chars at most",
            "townName": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 70 characters.",
            "streetName": "Text, maximum of 70 characters.",
            "addressLines": [
              "Text, maximum of 140 characters."
            ],
            "buildingName": "Text, maximum of 35 characters.",
            "districtName": "Text, maximum of 35 characters.",
            "subDepartment": "Text, maximum of 70 characters.",
            "buildingNumber": "16 Chars at most",
            "townLocationName": "Text, maximum of 35 characters.",
            "countrySubDivision": "Text, maximum of 35 characters."
          },
          "contactDetails": {
            "name": "Text, maximum of 70 characters.",
            "jobTitle": "Text, maximum of 35 characters.",
            "faxNumber": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 35 characters.",
            "namePrefix": "MADM",
            "phoneNumber": "Text, maximum of 35 characters.",
            "emailAddress": "Text, maximum of 70 characters.",
            "emailPurpose": "Text, maximum of 35 characters.",
            "mobileNumber": "Text, maximum of 35 characters.",
            "responsibility": "Text, maximum of 35 characters.",
            "preferredMethod": "MAIL"
          },
          "identification": {
            "privateId": {
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "NIDN",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ],
              "birthDate": "2020-01-01",
              "cityOfBirth": "Text, maximum of 35 characters.",
              "countryOfBirth": "SE",
              "provinceOfBirth": "Text, maximum of 35 characters."
            },
            "organisationId": {
              "lei": "549300DTUYXVMJXZNY75",
              "anyBIC": "ECBFDEFFFIM",
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "BOID",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ]
            }
          },
          "countryOfResidence": "SE"
        }
      ],
      "status": "enabled",
      "details": "Text, maximum of 500 characters.",
      "product": "Text, maximum of 35 characters.",
      "tariffs": "Text, maximum of 1000 characters.",
      "balances": [
        {
          "balanceType": "closingBooked",
          "balanceAmount": {
            "amount": "string",
            "currency": "EUR"
          },
          "referenceDate": "2020-01-01",
          "lastChangeDateTime": "2020-01-01T13:00:00.999-01:00",
          "creditLimitIncluded": true,
          "lastCommittedTransaction": "Text, maximum of 35 characters."
        }
      ],
      "currency": "EUR",
      "interest": [
        {
          "rate": [
            {
              "toAmount": {
                "amount": "string",
                "currency": "EUR"
              },
              "fromAmount": {
                "amount": "string",
                "currency": "EUR"
              },
              "percentage": "string"
            }
          ],
          "type": "FIXD",
          "reason": "Text, maximum of 35 characters.",
          "toDateTime": "2020-01-01T13:00:00.999-01:00",
          "fromDateTime": "2020-01-01T13:00:00.999-01:00",
          "relatedIndices": [
            {
              "index": "Text, maximum of 35 characters.",
              "exchangeRate": {
                "toAmount": {
                  "amount": "string",
                  "currency": "EUR"
                },
                "fromAmount": {
                  "amount": "string",
                  "currency": "EUR"
                },
                "percentage": "string"
              },
              "rootIndexValue": "Text, maximum of 35 characters.",
              "additionalInformation": "Text, maximum of 500 characters."
            }
          ],
          "changeMechanism": "Text, maximum of 1024 characters."
        }
      ],
      "ownerName": "Text, maximum of 140 characters.",
      "ownerNames": [
        {
          "name": "Text, maximum of 70 characters.",
          "role": "Text, maximum of 35 characters.",
          "postalAddress": {
            "room": "Text, maximum of 70 characters.",
            "floor": "Text, maximum of 70 characters.",
            "country": "SE",
            "postBox": "16 Chars at most",
            "postCode": "16 Chars at most",
            "townName": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 70 characters.",
            "streetName": "Text, maximum of 70 characters.",
            "addressLines": [
              "Text, maximum of 140 characters."
            ],
            "buildingName": "Text, maximum of 35 characters.",
            "districtName": "Text, maximum of 35 characters.",
            "subDepartment": "Text, maximum of 70 characters.",
            "buildingNumber": "16 Chars at most",
            "townLocationName": "Text, maximum of 35 characters.",
            "countrySubDivision": "Text, maximum of 35 characters."
          },
          "contactDetails": {
            "name": "Text, maximum of 70 characters.",
            "jobTitle": "Text, maximum of 35 characters.",
            "faxNumber": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 35 characters.",
            "namePrefix": "MADM",
            "phoneNumber": "Text, maximum of 35 characters.",
            "emailAddress": "Text, maximum of 70 characters.",
            "emailPurpose": "Text, maximum of 35 characters.",
            "mobileNumber": "Text, maximum of 35 characters.",
            "responsibility": "Text, maximum of 35 characters.",
            "preferredMethod": "MAIL"
          },
          "identification": {
            "privateId": {
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "NIDN",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ],
              "birthDate": "2020-01-01",
              "cityOfBirth": "Text, maximum of 35 characters.",
              "countryOfBirth": "SE",
              "provinceOfBirth": "Text, maximum of 35 characters."
            },
            "organisationId": {
              "lei": "549300DTUYXVMJXZNY75",
              "anyBIC": "ECBFDEFFFIM",
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "BOID",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ]
            }
          },
          "countryOfResidence": "SE"
        }
      ],
      "resourceId": "Text, maximum of 70 characters.",
      "displayName": "Text, maximum of 70 characters.",
      "relatedDates": {
        "contractEndDate": "2020-01-01",
        "contractStartDate": "2020-01-01",
        "contractAvailabilityDate": "2020-01-01"
      },
      "applicableFees": [
        {
          "feeRules": [
            {
              "amount": {
                "amount": "string",
                "currency": "EUR"
              },
              "percentage": "string",
              "toBaseAmount": {
                "amount": "string",
                "currency": "EUR"
              },
              "maximumAmount": {
                "amount": "string",
                "currency": "EUR"
              },
              "minimumAmount": {
                "amount": "string",
                "currency": "EUR"
              },
              "fromBaseAmount": {
                "amount": "string",
                "currency": "EUR"
              }
            }
          ],
          "typeCode": "otherFee",
          "applicableTo": "2020-01-01",
          "applicableFrom": "2020-01-01",
          "typeProprietary": "Text, maximum of 35 characters.",
          "additionalInformation": "Text, maximum of 500 characters."
        }
      ],
      "linkedAccounts": "Text, maximum of 70 characters.",
      "cashAccountType": "CACC",
      "guaranteeInvolved": true,
      "collateralsInvolved": true,
      "_links": {
        "last": {
          "href": "string"
        },
        "next": {
          "href": "string"
        },
        "self": {
          "href": "string"
        },
        "first": {
          "href": "string"
        },
        "orders": {
          "href": "string"
        },
        "status": {
          "href": "string"
        },
        "account": {
          "href": "string"
        },
        "balances": {
          "href": "string"
        },
        "download": {
          "href": "string"
        },
        "previous": {
          "href": "string"
        },
        "scaOAuth": {
          "href": "string"
        },
        "ibanCheck": {
          "href": "string"
        },
        "positions": {
          "href": "string"
        },
        "scaStatus": {
          "href": "string"
        },
        "cardAccount": {
          "href": "string"
        },
        "loanAccount": {
          "href": "string"
        },
        "onboardings": {
          "href": "string"
        },
        "scaRedirect": {
          "href": "string"
        },
        "confirmation": {
          "href": "string"
        },
        "orderDetails": {
          "href": "string"
        },
        "subscription": {
          "href": "string"
        },
        "transactions": {
          "href": "string"
        },
        "aspspContacts": {
          "href": "string"
        },
        "relatedOrders": [
          {
            "href": "string"
          }
        ],
        "aspspDowntimes": {
          "href": "string"
        },
        "readConditions": {
          "href": "string"
        },
        "savingsAccount": {
          "href": "string"
        },
        "aspspParameters": {
          "href": "string"
        },
        "transactionfees": {
          "href": "string"
        },
        "cardTransactions": {
          "href": "string"
        },
        "confirmConditions": {
          "href": "string"
        },
        "confirmInitiation": {
          "href": "string"
        },
        "paymentInitiation": {
          "href": "string"
        },
        "securitiesAccount": {
          "href": "string"
        },
        "entryStatusRevoked": [
          {
            "href": "string"
          }
        ],
        "startAuthorisation": {
          "href": "string"
        },
        "transactionDetails": {
          "href": "string"
        },
        "relatedTransactions": [
          {
            "href": "string"
          }
        ],
        "authoriseTransaction": {
          "href": "string"
        },
        "updateProprietaryData": {
          "href": "string"
        },
        "updatePsuAuthentication": {
          "href": "string"
        },
        "updatePsuIdentification": {
          "href": "string"
        },
        "creditorNameConfirmation": {
          "href": "string"
        },
        "selectAuthenticationMethod": {
          "href": "string"
        },
        "updateEncryptedPsuAuthentication": {
          "href": "string"
        },
        "startAuthorisationWithProprietaryData": {
          "href": "string"
        },
        "updateResourceByDebtorAccountResource": {
          "href": "string"
        },
        "startAuthorisationWithPsuAuthentication": {
          "href": "string"
        },
        "startAuthorisationWithPsuIdentification": {
          "href": "string"
        },
        "startAuthorisationWithTransactionAuthorisation": {
          "href": "string"
        },
        "startAuthorisationWithEncryptedPsuAuthentication": {
          "href": "string"
        },
        "startAuthorisationWithAuthenticationMethodSelection": {
          "href": "string"
        }
      }
    }
  ],
  "scaStatus": "received",
  "psuMessage": "Text, maximum of 500 characters.",
  "scaMethods": [
    {
      "name": "string",
      "explanation": "string",
      "authenticationType": "PUSH_OTP",
      "authenticationVersion": "string",
      "authenticationMethodId": "Text, maximum of 35 characters."
    }
  ],
  "challengeData": {
    "data": [
      "string"
    ],
    "image": "string",
    "imageLink": "string",
    "otpFormat": "string",
    "otpMaxLength": 0,
    "additionalInformation": "string"
  },
  "chosenScaMethod": {
    "name": "string",
    "explanation": "string",
    "authenticationType": "PUSH_OTP",
    "authenticationVersion": "string",
    "authenticationMethodId": "Text, maximum of 35 characters."
  },
  "originalTransactionInformationAndVopStatus": [
    {
      "originalUetr": "99435c7e-ad88-49ec-a2ad-99ddcb1f5555",
      "creditorNameMatch": "MBAM",
      "transactionStatus": "ACCC",
      "originalEndToEndId": "Text, maximum of 35 characters.",
      "matchedCreditorName": "Text, maximum of 140 characters.",
      "originalInstructionId": "Text, maximum of 35 characters.",
      "creditorOrganisationIdMatch": "MTCH",
      "statusReasonInformationCode": "AM04",
      "originalTransactionReference": {
        "creditor": {
          "name": "Text, maximum of 140 characters.",
          "postaladdress": {
            "room": "Text, maximum of 70 characters.",
            "floor": "Text, maximum of 70 characters.",
            "country": "SE",
            "postBox": "16 Chars at most",
            "postCode": "16 Chars at most",
            "townName": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 70 characters.",
            "streetName": "Text, maximum of 70 characters.",
            "addressLines": [
              "Text, maximum of 140 characters."
            ],
            "buildingName": "Text, maximum of 35 characters.",
            "districtName": "Text, maximum of 35 characters.",
            "subDepartment": "Text, maximum of 70 characters.",
            "buildingNumber": "16 Chars at most",
            "townLocationName": "Text, maximum of 35 characters.",
            "countrySubDivision": "Text, maximum of 35 characters."
          },
          "identification": {
            "privateId": {
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "NIDN",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ],
              "birthDate": "2020-01-01",
              "cityOfBirth": "Text, maximum of 35 characters.",
              "countryOfBirth": "SE",
              "provinceOfBirth": "Text, maximum of 35 characters."
            },
            "organisationId": {
              "lei": "549300DTUYXVMJXZNY75",
              "anyBIC": "ECBFDEFFFIM",
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "BOID",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ]
            }
          },
          "additionalPartyInformation": {
            "logoURL": "Text, maximum of 2048 characters.",
            "tradeName": "Text, maximum of 70 characters.",
            "geoLocation": "GEO:52.506931;13.144558",
            "merchantCategoryCode": "string"
          }
        },
        "creditorAccount": {
          "pan": "Text, maximum of 35 characters.",
          "bban": "BARC12345612345678",
          "iban": "LT121000011101001000",
          "name": "Text, maximum of 70 characters.",
          "other": {
            "issuer": "Text, maximum of 35 characters.",
            "identification": "Text, maximum of 35 characters.",
            "schemeNameCode": "AIIN",
            "schemeNameProprietary": "Text, maximum of 35 characters."
          },
          "owner": {
            "name": "Text, maximum of 140 characters.",
            "postaladdress": {
              "room": "Text, maximum of 70 characters.",
              "floor": "Text, maximum of 70 characters.",
              "country": "SE",
              "postBox": "16 Chars at most",
              "postCode": "16 Chars at most",
              "townName": "Text, maximum of 35 characters.",
              "department": "Text, maximum of 70 characters.",
              "streetName": "Text, maximum of 70 characters.",
              "addressLines": [
                "Text, maximum of 140 characters."
              ],
              "buildingName": "Text, maximum of 35 characters.",
              "districtName": "Text, maximum of 35 characters.",
              "subDepartment": "Text, maximum of 70 characters.",
              "buildingNumber": "16 Chars at most",
              "townLocationName": "Text, maximum of 35 characters.",
              "countrySubDivision": "Text, maximum of 35 characters."
            }
          },
          "proxy": {
            "typeCode": "EMAL",
            "identification": "Text, maximum of 2048 characters.",
            "typeProprietary": "Text, maximum of 35 characters."
          },
          "msisdn": "Text, maximum of 35 characters.",
          "currency": "EUR",
          "servicer": {
            "name": "Text, maximum of 140 characters.",
            "bicfi": "ECBFDEFFFIM",
            "other": {
              "issuer": "Text, maximum of 35 characters.",
              "identification": "Text, maximum of 35 characters.",
              "schemeNameCode": "string",
              "schemeNameProprietary": "Text, maximum of 35 characters."
            },
            "postalAddress": {
              "room": "Text, maximum of 70 characters.",
              "floor": "Text, maximum of 70 characters.",
              "country": "SE",
              "postBox": "16 Chars at most",
              "postCode": "16 Chars at most",
              "townName": "Text, maximum of 35 characters.",
              "department": "Text, maximum of 70 characters.",
              "streetName": "Text, maximum of 70 characters.",
              "addressLines": [
                "Text, maximum of 140 characters."
              ],
              "buildingName": "Text, maximum of 35 characters.",
              "districtName": "Text, maximum of 35 characters.",
              "subDepartment": "Text, maximum of 70 characters.",
              "buildingNumber": "16 Chars at most",
              "townLocationName": "Text, maximum of 35 characters.",
              "countrySubDivision": "Text, maximum of 35 characters."
            },
            "clearingSystemMemberId": {
              "memberId": "Text, maximum of 35 characters.",
              "clearingSystemIdentificationCode": "DEBLZ",
              "clearingSystemIdentificationProprietary": "Text, maximum of 35 characters."
            }
          },
          "typeCode": "CACC",
          "maskedPan": "Text, maximum of 35 characters.",
          "typeProprietary": "Text, maximum of 35 characters."
        },
        "equivalentAmount": {
          "amount": {
            "amount": "string",
            "currency": "EUR"
          },
          "currencyOfTransfer": "EUR"
        },
        "instructedAmount": {
          "amount": "string",
          "currency": "EUR"
        },
        "ultimateCreditor": {
          "name": "Text, maximum of 140 characters.",
          "postaladdress": {
            "room": "Text, maximum of 70 characters.",
            "floor": "Text, maximum of 70 characters.",
            "country": "SE",
            "postBox": "16 Chars at most",
            "postCode": "16 Chars at most",
            "townName": "Text, maximum of 35 characters.",
            "department": "Text, maximum of 70 characters.",
            "streetName": "Text, maximum of 70 characters.",
            "addressLines": [
              "Text, maximum of 140 characters."
            ],
            "buildingName": "Text, maximum of 35 characters.",
            "districtName": "Text, maximum of 35 characters.",
            "subDepartment": "Text, maximum of 70 characters.",
            "buildingNumber": "16 Chars at most",
            "townLocationName": "Text, maximum of 35 characters.",
            "countrySubDivision": "Text, maximum of 35 characters."
          },
          "identification": {
            "privateId": {
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "NIDN",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ],
              "birthDate": "2020-01-01",
              "cityOfBirth": "Text, maximum of 35 characters.",
              "countryOfBirth": "SE",
              "provinceOfBirth": "Text, maximum of 35 characters."
            },
            "organisationId": {
              "lei": "549300DTUYXVMJXZNY75",
              "anyBIC": "ECBFDEFFFIM",
              "others": [
                {
                  "issuer": "Text, maximum of 35 characters.",
                  "identification": "Text, maximum of 35 characters.",
                  "schemeNameCode": "BOID",
                  "schemeNameProprietary": "Text, maximum of 35 characters."
                }
              ]
            }
          },
          "additionalPartyInformation": {
            "logoURL": "Text, maximum of 2048 characters.",
            "tradeName": "Text, maximum of 70 characters.",
            "geoLocation": "GEO:52.506931;13.144558",
            "merchantCategoryCode": "string"
          }
        }
      },
      "statusReasonAdditionalInformation": "Text, maximum of 105 characters.",
      "statusReasonInformationProprietary": "Text, maximum of 35 characters."
    }
  ],
  "_links": {
    "status": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "transactionFees": {
      "href": "string"
    },
    "authoriseTransaction": {
      "href": "string"
    },
    "encryptionCertificates": [
      {
        "href": "string"
      }
    ],
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "updateAdditionalPsuAuthentication": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "updateAdditionalEncryptedPsuAuthentication": {
      "href": "string"
    }
  }
}

{
  "scaStatus": "received",
  "_links": {
    "status": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "transactionFees": {
      "href": "string"
    },
    "authoriseTransaction": {
      "href": "string"
    },
    "encryptionCertificates": [
      {
        "href": "string"
      }
    ],
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "updateAdditionalPsuAuthentication": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "updateAdditionalEncryptedPsuAuthentication": {
      "href": "string"
    }
  }
}

{
  "scaStatus": "received",
  "psuMessage": "Text, maximum of 500 characters.",
  "_links": {
    "status": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "transactionFees": {
      "href": "string"
    },
    "authoriseTransaction": {
      "href": "string"
    },
    "encryptionCertificates": [
      {
        "href": "string"
      }
    ],
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "updateAdditionalPsuAuthentication": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "updateAdditionalEncryptedPsuAuthentication": {
      "href": "string"
    }
  }
}

{
  "apiClientMessages": [
    {
      "code": "FORMAT_ERROR",
      "path": "string",
      "text": "Text, maximum of 500 characters.",
      "category": "string"
    }
  ],
  "_links": {
    "last": {
      "href": "string"
    },
    "next": {
      "href": "string"
    },
    "self": {
      "href": "string"
    },
    "first": {
      "href": "string"
    },
    "orders": {
      "href": "string"
    },
    "status": {
      "href": "string"
    },
    "account": {
      "href": "string"
    },
    "balances": {
      "href": "string"
    },
    "download": {
      "href": "string"
    },
    "previous": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "ibanCheck": {
      "href": "string"
    },
    "positions": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "cardAccount": {
      "href": "string"
    },
    "loanAccount": {
      "href": "string"
    },
    "onboardings": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "orderDetails": {
      "href": "string"
    },
    "subscription": {
      "href": "string"
    },
    "transactions": {
      "href": "string"
    },
    "aspspContacts": {
      "href": "string"
    },
    "relatedOrders": [
      {
        "href": "string"
      }
    ],
    "aspspDowntimes": {
      "href": "string"
    },
    "readConditions": {
      "href": "string"
    },
    "savingsAccount": {
      "href": "string"
    },
    "aspspParameters": {
      "href": "string"
    },
    "transactionfees": {
      "href": "string"
    },
    "cardTransactions": {
      "href": "string"
    },
    "confirmConditions": {
      "href": "string"
    },
    "confirmInitiation": {
      "href": "string"
    },
    "paymentInitiation": {
      "href": "string"
    },
    "securitiesAccount": {
      "href": "string"
    },
    "entryStatusRevoked": [
      {
        "href": "string"
      }
    ],
    "startAuthorisation": {
      "href": "string"
    },
    "transactionDetails": {
      "href": "string"
    },
    "relatedTransactions": [
      {
        "href": "string"
      }
    ],
    "authoriseTransaction": {
      "href": "string"
    },
    "updateProprietaryData": {
      "href": "string"
    },
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "creditorNameConfirmation": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithProprietaryData": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "startAuthorisationWithPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithPsuIdentification": {
      "href": "string"
    },
    "startAuthorisationWithTransactionAuthorisation": {
      "href": "string"
    },
    "startAuthorisationWithEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithAuthenticationMethodSelection": {
      "href": "string"
    }
  }
}

{
  "apiClientMessages": [
    {
      "code": "CERTIFICATE_INVALID",
      "path": "string",
      "text": "Text, maximum of 500 characters.",
      "category": "string"
    }
  ],
  "_links": {
    "last": {
      "href": "string"
    },
    "next": {
      "href": "string"
    },
    "self": {
      "href": "string"
    },
    "first": {
      "href": "string"
    },
    "orders": {
      "href": "string"
    },
    "status": {
      "href": "string"
    },
    "account": {
      "href": "string"
    },
    "balances": {
      "href": "string"
    },
    "download": {
      "href": "string"
    },
    "previous": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "ibanCheck": {
      "href": "string"
    },
    "positions": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "cardAccount": {
      "href": "string"
    },
    "loanAccount": {
      "href": "string"
    },
    "onboardings": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "orderDetails": {
      "href": "string"
    },
    "subscription": {
      "href": "string"
    },
    "transactions": {
      "href": "string"
    },
    "aspspContacts": {
      "href": "string"
    },
    "relatedOrders": [
      {
        "href": "string"
      }
    ],
    "aspspDowntimes": {
      "href": "string"
    },
    "readConditions": {
      "href": "string"
    },
    "savingsAccount": {
      "href": "string"
    },
    "aspspParameters": {
      "href": "string"
    },
    "transactionfees": {
      "href": "string"
    },
    "cardTransactions": {
      "href": "string"
    },
    "confirmConditions": {
      "href": "string"
    },
    "confirmInitiation": {
      "href": "string"
    },
    "paymentInitiation": {
      "href": "string"
    },
    "securitiesAccount": {
      "href": "string"
    },
    "entryStatusRevoked": [
      {
        "href": "string"
      }
    ],
    "startAuthorisation": {
      "href": "string"
    },
    "transactionDetails": {
      "href": "string"
    },
    "relatedTransactions": [
      {
        "href": "string"
      }
    ],
    "authoriseTransaction": {
      "href": "string"
    },
    "updateProprietaryData": {
      "href": "string"
    },
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "creditorNameConfirmation": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithProprietaryData": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "startAuthorisationWithPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithPsuIdentification": {
      "href": "string"
    },
    "startAuthorisationWithTransactionAuthorisation": {
      "href": "string"
    },
    "startAuthorisationWithEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithAuthenticationMethodSelection": {
      "href": "string"
    }
  }
}

{
  "apiClientMessages": [
    {
      "code": "SERVICE_BLOCKED",
      "path": "string",
      "text": "Text, maximum of 500 characters.",
      "category": "string"
    }
  ],
  "_links": {
    "last": {
      "href": "string"
    },
    "next": {
      "href": "string"
    },
    "self": {
      "href": "string"
    },
    "first": {
      "href": "string"
    },
    "orders": {
      "href": "string"
    },
    "status": {
      "href": "string"
    },
    "account": {
      "href": "string"
    },
    "balances": {
      "href": "string"
    },
    "download": {
      "href": "string"
    },
    "previous": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "ibanCheck": {
      "href": "string"
    },
    "positions": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "cardAccount": {
      "href": "string"
    },
    "loanAccount": {
      "href": "string"
    },
    "onboardings": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "orderDetails": {
      "href": "string"
    },
    "subscription": {
      "href": "string"
    },
    "transactions": {
      "href": "string"
    },
    "aspspContacts": {
      "href": "string"
    },
    "relatedOrders": [
      {
        "href": "string"
      }
    ],
    "aspspDowntimes": {
      "href": "string"
    },
    "readConditions": {
      "href": "string"
    },
    "savingsAccount": {
      "href": "string"
    },
    "aspspParameters": {
      "href": "string"
    },
    "transactionfees": {
      "href": "string"
    },
    "cardTransactions": {
      "href": "string"
    },
    "confirmConditions": {
      "href": "string"
    },
    "confirmInitiation": {
      "href": "string"
    },
    "paymentInitiation": {
      "href": "string"
    },
    "securitiesAccount": {
      "href": "string"
    },
    "entryStatusRevoked": [
      {
        "href": "string"
      }
    ],
    "startAuthorisation": {
      "href": "string"
    },
    "transactionDetails": {
      "href": "string"
    },
    "relatedTransactions": [
      {
        "href": "string"
      }
    ],
    "authoriseTransaction": {
      "href": "string"
    },
    "updateProprietaryData": {
      "href": "string"
    },
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "creditorNameConfirmation": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithProprietaryData": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "startAuthorisationWithPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithPsuIdentification": {
      "href": "string"
    },
    "startAuthorisationWithTransactionAuthorisation": {
      "href": "string"
    },
    "startAuthorisationWithEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithAuthenticationMethodSelection": {
      "href": "string"
    }
  }
}

{
  "apiClientMessages": [
    {
      "code": "SERVICE_INVALID",
      "path": "string",
      "text": "Text, maximum of 500 characters.",
      "category": "string"
    }
  ],
  "_links": {
    "last": {
      "href": "string"
    },
    "next": {
      "href": "string"
    },
    "self": {
      "href": "string"
    },
    "first": {
      "href": "string"
    },
    "orders": {
      "href": "string"
    },
    "status": {
      "href": "string"
    },
    "account": {
      "href": "string"
    },
    "balances": {
      "href": "string"
    },
    "download": {
      "href": "string"
    },
    "previous": {
      "href": "string"
    },
    "scaOAuth": {
      "href": "string"
    },
    "ibanCheck": {
      "href": "string"
    },
    "positions": {
      "href": "string"
    },
    "scaStatus": {
      "href": "string"
    },
    "cardAccount": {
      "href": "string"
    },
    "loanAccount": {
      "href": "string"
    },
    "onboardings": {
      "href": "string"
    },
    "scaRedirect": {
      "href": "string"
    },
    "confirmation": {
      "href": "string"
    },
    "orderDetails": {
      "href": "string"
    },
    "subscription": {
      "href": "string"
    },
    "transactions": {
      "href": "string"
    },
    "aspspContacts": {
      "href": "string"
    },
    "relatedOrders": [
      {
        "href": "string"
      }
    ],
    "aspspDowntimes": {
      "href": "string"
    },
    "readConditions": {
      "href": "string"
    },
    "savingsAccount": {
      "href": "string"
    },
    "aspspParameters": {
      "href": "string"
    },
    "transactionfees": {
      "href": "string"
    },
    "cardTransactions": {
      "href": "string"
    },
    "confirmConditions": {
      "href": "string"
    },
    "confirmInitiation": {
      "href": "string"
    },
    "paymentInitiation": {
      "href": "string"
    },
    "securitiesAccount": {
      "href": "string"
    },
    "entryStatusRevoked": [
      {
        "href": "string"
      }
    ],
    "startAuthorisation": {
      "href": "string"
    },
    "transactionDetails": {
      "href": "string"
    },
    "relatedTransactions": [
      {
        "href": "string"
      }
    ],
    "authoriseTransaction": {
      "href": "string"
    },
    "updateProprietaryData": {
      "href": "string"
    },
    "updatePsuAuthentication": {
      "href": "string"
    },
    "updatePsuIdentification": {
      "href": "string"
    },
    "creditorNameConfirmation": {
      "href": "string"
    },
    "selectAuthenticationMethod": {
      "href": "string"
    },
    "updateEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithProprietaryData": {
      "href": "string"
    },
    "updateResourceByDebtorAccountResource": {
      "href": "string"
    },
    "startAuthorisationWithPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithPsuIdentification": {
      "href": "string"
    },
    "startAuthorisationWithTransactionAuthorisation": {
      "href": "string"
    },
    "startAuthorisationWithEncryptedPsuAuthentication": {
      "href": "string"
    },
    "startAuthorisationWithAuthenticationMethodSelection": {
      "href": "string"
    }
  }
}